Kennebec County and Waterville City property record for 16 Silvermount St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,154 sqft · built 1947 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,800 (Jun 2020) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:038 B:187 |
| Primary APN | WAVL M:038 B:187 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 2,628 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 277 |
|---|---|
| Street Address | 16 SILVERMOUNT ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 187 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2025 | Deed of Trust, Mortgage MAINE STATE CREDIT UNION |
| Jun 29, 2020 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 202014385 |
| Deed Book / Page | 13609 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 16 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025012019 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 15400/126 |
| Instrument | 2025012019 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2035 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 29, 2020 |
| Property Address | 16 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Document Number | 2020014385 |
| Book / Page | 13609 / 1 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020014385 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 SILVERMOUNT ST # B, B, WATERVILLE, ME 04901-5819 |
| Document Number | 2020014386 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020014386 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (+13.7%) | $198,700 (+33.09%) Land $28,100 Building $170,600 | |
| 2024 | $241,110 | ||
| 2023 | $2,971.00 (+23.43%) | $149,300 (+60.37%) Land $21,600 Building $127,700 | |
| 2022 | $2,407.00 | $93,100 Land $16,300 Building $76,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures