Passaic County and Wayne Township property record for 16 Sierra Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,098 sqft · built 1963 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,333 (Mar 2021) |
| Tax Bill | $17,766 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02428-0000-00006 |
| Primary APN | 14-02428-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,098 sqft Living Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400589H00003 |
|---|---|
| Street Address | 16 SIERRA TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STAG RUN/WAYNE SEC 2 |
| Legal Block | 2428 |
| Legal Lot Number | 6 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02428-0000-00006
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK |
| Mar 17, 2021 | Quit Claim Deed, Transfer |
| Jun 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jul 19, 2019 | Grant Deed, Transfer · FHA Mortgage MORTGAGE UNLIMITED |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 202118802 |
| Deed Book / Page | 3994 / 255 |
| Prior Transfer Date | Dec 23, 2020 |
| Prior Transfer Doc | 0000018802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000036359 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | M17166/272 |
| Instrument | 2021036359 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 17, 2021 |
| Property Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Document Number | 0000018802 |
| Book / Page | D3994 / 255 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021018802 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $659.75 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Document Number | 0000028675 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 SIERRA TER WAYNE NJ 074706543, WAYNE, NJ 07470-6543 |
| Document Number | 0000028675 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 016238/000188 |
| Instrument | 28675 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 19, 2019 |
| Property Address | 16 SIERRA TER, WAYNE, NJ 07470-6543 |
| Document Number | 0000031069 |
| Book / Page | 003618 / 000295 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 31069 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 SIERRA TER WAYNE NJ 074706543, WAYNE, NJ 07470-6543 |
| Document Number | 31073 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 015611/000139 |
| Instrument | 31073 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,200 (-) Land $121,000 Building $175,200 | $296,200 (-) Land $121,000 Building $175,200 | |
| 2025 | $17,766.00 (+0.87%) | $296,200 (-) Land $121,000 Building $175,200 | $296,200 (-) Land $121,000 Building $175,200 |
| 2024 | $17,612.00 (+5.17%) | ||
| 2023 | $296,200 Land $121,000 Building $175,200 | $296,200 Land $121,000 Building $175,200 | |
| 2022 | $16,747.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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