16 Shore Dr, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 16 Shore Dr, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 783 sqft · built 2020
Lot Size	0.146 acres (6,375 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jun 2022)
Tax Bill	$6,063 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U35 B:00023 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U35 B:00023 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	783 sqft Living Area
Gross Area	2,570 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,375 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16 SHORE DR
City	SPENCER
State	MA
Zip	01562-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	23
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1020
Census Tract	726100

Owner

16 Shore Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 SHORE DR, SPENCER, MA 01562-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU
Aug 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202265871
Deed Book / Page	67762 / 155
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jun 16, 2022
Property Address	16 SHORE DR, SPENCER, MA 01562-2914
Document Number	067762-155
Book / Page	67762 / 155
Instrument Date	Jun 16, 2022
Instrument	65871
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 SHORE DR, SPENCER, MA 01562

Mortgage

Document Number	0000065872
Date	Jun 16, 2022
Instrument	65872

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jul 1, 2037
Max Rate At Change	2.5%
Index	Other

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Aug 31, 2020
Property Address	16 SHORE DR, SPENCER, MA 01562-2914
Document Number	63154-106
Book / Page	063154 / 000106
Instrument Date	Aug 29, 2020
Instrument	99336
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$741.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 HARSHALL ST PAXTON MA 01612, PAXTON, MA 01612

Tax Assessment & Valuation

The 2026 property tax bill for 16 Shore Dr was $6,063, up 10,353.4% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,063.00 (+10,353.45%)	$552,200 (+11.26%) Land $138,600 Building $413,600	$549,348 (-9.52%)
2025	$58.00 (-98.92%)	$496,300 (+5.91%) Land $105,400 Building $390,900	$607,145
2024	$5,361.00 (+12.18%)	$468,600 (+18.24%) Land $105,400 Building $363,200
2023	$4,779.00	$396,300 Land $105,400 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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