Worcester County property record for 16 Serf Pl, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1985 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,746 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-098907 |
| Primary APN | 03-098907 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Porch | Slab |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098907 |
|---|---|
| Street Address | 16 SERF PL |
| City | BERLIN |
| State | MD |
| Zip | 21811-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-10-280 7500 SQ FT SERF PLACE PL OCEAN PINES SEC 10 |
| Legal Subdivision | OCEAN PINES SEC 10 |
| Legal Lot Number | 280 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951101 |
16 Serf Pl is owned and occupied by an individual who acquired it in July 2008.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SERF PL, BERLIN, MD 21811-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2008 |
| Deed Sale | Jul 24, 2008 |
| Prior Sale | Mar 28, 1985 · Amount on File |
| Deed Document Number | 2008369964 |
| Deed Book / Page | 5134 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 16 SERF PL, OCEAN PINES, MD 21811-1665 |
| Document Number | 0078530337 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6 SERF PL OCEAN PINES MD 218111665, OCEAN PINES, MD 21811-1665 |
| Document Number | 0078530337 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 007853/000337 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2050 |
The 2026 property tax bill for 16 Serf Pl was $1,746 with a homeowner's exemption, up 1.5% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,746.00 (+1.51%) Homeowner's exemption | $270,967 | $291,400 Land $91,800 Building $199,600 |
| 2025 | $1,720.00 Homeowner's exemption | ||
| 2023 | $1,647.00 Homeowner's exemption | $207,867 | $230,100 Land $87,800 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Serf Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Serf Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Choptank Fiber.
5G (outdoors only) and 4G LTE
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