16 Seneca Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 16 Seneca Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,023 sqft · built 1957
Lot Size	0.139 acres (6,059 sqft)
Owner	2 Trust Names on File
Last Sale	$699,000 (Jun 2014)
Tax Bill	$14,641 (2026)
Deeds & Mortgages	May 2022 Transfer Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINC M:021 B:0184 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:021 B:0184 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,023 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,482 sqft
Basement Area	864 sqft
Unfinished Basement	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,059 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	16 SENECA RD
City	WINCHESTER
State	MA
Zip	01890-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	184
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1018
Census Tract	338400

Owner

16 Seneca Rd is owner-occupied and held in a trust since April 2022.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 SENECA RD, WINCHESTER, MA 01890-3444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2014 · Amount on File
Deed Sale	Jun 27, 2014 · Amount on File
Prior Sale	May 30, 2008 · Amount on File
Deed Document Number	201488808
Deed Book / Page	63821 / 181
Last Transfer Date	Apr 12, 2022
Transfer Doc	080091-544
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 6, 2022
Property Address	16 SENECA RD, WINCHESTER, MA 01890-3444
Document Number	080091-544
Book / Page	80091 / 544
Instrument Date	Apr 12, 2022
Instrument	68681
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SENECA RD, WINCHESTER, MA 01890-3444

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	16 SENECA RD, WINCHESTER, MA 01890-3444
Document Number	71586-470
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SENECA RD WINCHESTER MA 018903444, WINCHESTER, MA 01890-3444

Mortgage

Document Number	71586-470
Date	Sep 7, 2018
Book Page	071586/000470
Instrument	138228

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16 Seneca Rd was $14,641, up 10,283.7% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,641.00 (+10,283.69%)	$1,321,400 (+3.33%) Land $877,000 Building $444,400	$1,304,937 (+4.12%)
2025	$141.00 (-98.95%)	$1,278,800 (+7.92%) Land $846,800 Building $432,000	$1,253,335
2024	$13,426.00 (+7.87%)	$1,185,000 (+12.34%) Land $786,300 Building $398,700
2023	$12,447.00	$1,054,800 Land $665,300 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Seneca Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Seneca Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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