16 Seneca Ln, Hamilton (Trenton), NJ 08690 Property Records

Mercer County and Hamilton Township property record for 16 Seneca Ln, Hamilton, NJ 08690

Property Summary

Property Type	Single Family Home
Details	1,075 sqft · built 1952
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2022)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01841-0000-00121`

Property Details

APN / Parcel Number

Primary APN	`03-01841-0000-00121`
Alternative APNs	`0301071000000298` `030184100121`

Interior

Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	0301071000000298
Street Address	16 SENECA LN
City	TRENTON
State	NJ
Zip	08690-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	09976-G348
Legal Subdivision	ARBOR VILLAGE SEC 2
Legal Block	1841
Legal Lot Number	121
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1000
Census Tract	3007

Owner

16 Seneca Ln is owned and occupied by an individual who bought it in March 2022.

Source: Mercer County and Hamilton Township records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 SENECA LN, TRENTON, NJ 08690-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HAMILTON HORIZONS FCU
Mar 15, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Deed Document Number	202213779
Deed Book / Page	6478 / 106
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	0000013779
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Jul 8, 2026
Property Address	16 SENECA LN, TRENTON, NJ 08690-1620
Document Number	0000027306
Book / Page	12062 / 250
Instrument Date	Jun 23, 2026
Instrument	202627306
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SENECA LN, TRENTON, NJ 08690-1620

Mortgage

Document Number	0000027306,
Date	Jul 8, 2026
Book Page	12062/250
Instrument	202627306

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	16 SENECA LN, HAMILTON, NJ 08690-1620
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035114
Date	Oct 13, 2023
Book Page	11837/188
Instrument	2023035114

Lender

Name	HAMILTON HORIZONS FCU
Type	Credit Union
Address	TRENTON, NJ 08619

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 15, 2022
Property Address	16 SENECA LN, HAMILTON, NJ 08690-1620
Document Number	0000013779
Book / Page	6478 / 106
Instrument Date	Mar 8, 2022
Instrument	2022013779
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	STERLING TITLE AGENCY, STERLING TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1503 SERRATA WAY, 1503, TOMS RIVER, NJ 08755-0870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SENECA LN, HAMILTON, NJ 08690-1620

Mortgage

Document Number	0000013780
Date	Mar 15, 2022
Instrument	2022013780

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16 Seneca Ln was $7,683, up 12.5% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,200 (+56.47%) Land $83,000 Building $241,200	$324,200 (+56.47%) Land $83,000 Building $241,200
2025	$7,683.00 (+12.51%)	$207,200 Land $83,000 Building $124,200	$207,200 Land $83,000 Building $124,200
2024	$6,829.00
2023		$193,800 Land $83,000 Building $110,800	$193,800 Land $83,000 Building $110,800
2022	$6,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Seneca Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Seneca Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - HAMILTON SQUARE private · serves 39,128 people · EPA ID NJ1103001
Water Source	Purchased surface water from TRENTON WATER WORKS
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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