16 Seldon St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 16 Seldon St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,274 sqft · built 1920
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (May 2024)
Tax Bill$5,645 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.21-2-20

Property Details

APN / Parcel Number

Primary APN421500 60.21-2-20
Alternative APN
  • 150006002100020200000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area728 sqft
Upper Floors Area546 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area78 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 SELDON ST
CitySCHENECTADY
StateNY
Zip12304-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAGED AFFIDAVIT REQUIRED
Legal Block2
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3013
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 SELDON ST, SCHENECTADY, NY 12304-3302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2024Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2024 · Amount on Record
Deed SaleMay 28, 2024 · Amount on Record
Prior SaleJun 9, 2000 · Amount on Record
Deed Document Number202431464
Deed Book / Page2131 / 873
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 28, 2024
Property Address16 SELDON ST, SCHENECTADY, NY 12304-3302
Document Number0000031464
Book / Page2131 / 873
Instrument DateMay 15, 2024
Instrument202431464
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyNORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SELDON ST, SCHENECTADY, NY 12304-3302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BARROWS ST, ALBANY, NY 12209-1907

Mortgage

Document Number0000031465
DateMay 28, 2024
Instrument202431465
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 20, 2021
Property Address16 SELDON ST, SCHENECTADY, NY 12304-3302
Document Number0000040991
Book / Page2065 / 500
Map ReferenceCAB E SL 37
Instrument DateAug 18, 2021
Instrument202140991
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyMARKET TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 SELDON ST, SCHENECTADY, NY 12304-3302

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 WADLEIGH AVE, WEST HEMPSTEAD, NY 11552-3713

Mortgage

Document Number0000040992
DateAug 20, 2021
Instrument202140992
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,645.00 (+2.1%)
2025$5,529.00 (+18.67%)$108,300 (-) Land $16,200 Building $92,100$179,334 (+30.82%) Land $26,826 Building $152,508
2023$108,300 (-) Land $16,200 Building $92,100$137,089 (+3.8%) Land $20,506 Building $116,583
2022$108,300 Land $16,200 Building $92,100$132,073 Land $19,756 Building $112,317
2021$4,659.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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