16 School St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 16 School St, Apt 2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,283 sqft · built 1880
Lot Size	0.12 acres (5,232 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jun 2024)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12712`

Property Details

APN / Parcel Number

Primary APN	`12712`
Alternative APNs	`BEVE M:0004 B:0174 L:0002` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1,407 sqft
Basement Area	124 sqft
Unfinished Basement	124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,232 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12712
Street Address	16 SCHOOL ST, 2
City	BEVERLY
State	MA
Zip	01915-4873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Subdivision	16 SCHOOL STREET CONDO
Legal Block	174
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2005
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 SCHOOL ST, UT2, BEVERLY, MA 01915-4873
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERANT MORTGAGE
May 4, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage AMERANT MORTGAGE LLC
Mar 17, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Book / Page	42163 / 382
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	16 SCHOOL ST APT 2, 2, BEVERLY, MA 01915-4873
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041360-218
Date	Dec 19, 2022
Book Page	41360/218
Instrument	20221219003580

Lender

Name	AMERANT MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

May 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	May 4, 2022
Property Address	16 SCHOOL ST APT 2, 2, BEVERLY, MA 01915-4873
Document Number	040911-318
Book / Page	40911 / 318
Instrument Date	May 3, 2022
Instrument	20220504001640
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SCHOOL ST, BEVERLY, MA 01915-4873

Mortgage

Document Number	220504001650
Date	May 4, 2022
Instrument	220504001650

Lender

Name	AMERANT MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 17, 2020
Property Address	16 SCHOOL ST APT 2, 2, BEVERLY, MA 01915-4873
Document Number	38342-112
Book / Page	38342 / 112
Instrument Date	Feb 14, 2020
Instrument	20200317002730
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 SCHOOL ST APT 2, 2, BEVERLY, MA 01915-4873

Mortgage

Document Number	200317002750
Date	Mar 17, 2020
Instrument	200317002750

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00 (+6.02%)	$461,900 (+8.33%) Building $461,900	$470,345
2024	$4,788.00 (+8.87%)	$426,400 (+9.17%) Building $426,400
2023	$4,398.00	$390,600 Building $390,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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