16 Scandinavia Ave, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 16 Scandinavia Ave, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,482 sqft · built 2009
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Sep 2009)
Tax Bill	$6,871 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-018-173-1`

Property Details

APN / Parcel Number

Primary APN	`42-018-173-1`
Alternative APNs	`WORC M:42 B:018 L:173-1` `M:42 B:018 L:173=1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	1,482 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42-018-173-1
Street Address	16 SCANDINAVIA AVE
City	WORCESTER
State	MA
Zip	01603-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	18
Legal Lot Number	173-1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3009
Census Tract	731002

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2026	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC
Jul 19, 2023	Deed, Transfer
Oct 19, 2017	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage SHAWQI A ALSARABI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2009 · Amount on Record
Deed Sale	Sep 3, 2009 · Amount on Record
Deed Book / Page	44802 / 120
Last Transfer Date	Feb 19, 2026
Transfer Doc	073230-233
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069495-275
Date	Aug 9, 2023
Book Page	69495/275
Instrument	65171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 24, 2026
Property Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Document Number	073230-233
Book / Page	73230 / 233
Instrument Date	Feb 19, 2026
Instrument	13861
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618

Mortgage

Document Number	0000017546
Date	Feb 24, 2026
Instrument	17546

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	362 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 19, 2023
Property Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Document Number	069402-195
Book / Page	69402 / 195
Instrument Date	Jul 10, 2023
Instrument	57861
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57904-118
Date	Oct 19, 2017
Book Page	57904/118
Instrument	115890

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 SCANDINAVIA AVE, WORCESTER, MA 01603-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59701-383
Date	Nov 16, 2018
Book Page	59701/383
Instrument	122239

Lender

Name	SHAWQI A ALSARABI

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,871.00 (+1%)	$517,400 (+0.31%) Land $103,700 Building $413,700	$542,692
2025	$6,803.00 (+3.29%)	$515,800 (+12.3%) Land $97,600 Building $418,200
2023	$6,586.00	$459,300 Land $84,800 Building $374,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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