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16 Saw Mill Rd, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 16 Saw Mill Rd, Cold Spring Harbor, NY 11724

Property Summary

Property TypeSingle Family Home
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$3,400,000 (Oct 2021)
Tax Bill$53,297 (2024)
Deeds & MortgagesJan 2022 Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN0400-090.00-01.00-001.003

Property Details

APN / Parcel Number

Primary APN0400-090.00-01.00-001.003
Alternative APNs
  • 472689 090.00-01.00-001.003
  • 268909000001000010030000
  • 472600211830

Exterior

Lot Area87,120 sqft

Location & Zoning

Street Address16 SAW MILL RD
CityCOLD SPRING HARBOR
StateNY
Zip11724-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal DescriptionBLK LOT 3
Legal SubdivisionSAW MILL ESTATES
Legal Block100
Legal Lot Number1
JurisdictionSUFFOLK NY
Township / Civil DivisionHUNTINGTON
Census Block Group1
Census Block1011
Census Tract110104

Owner

16 Saw Mill Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address16 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2309
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Oct 18, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Prior SaleSep 14, 2011 · Amount on File
Deed Book / Page13124 / 590
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address16 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2309
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233690056
DateJan 19, 2022
Book Page23369/56
InstrumentDM059229
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term349 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateOct 18, 2021
Property Address16 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2309
Document Number0131240590
Book / Page13124 / 590
Instrument DateJul 23, 2021
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address333 E 91ST ST # 11CD, 11CD, NEW YORK, NY 10128-5895

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionHuntington Town
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,075 Land $1,200 Building $12,875$3,127,778 (+10,788.7%) Land $266,667 Building $2,861,111
2024$53,297.00$28,725 (+14.69%) Land $2,449 Building $26,276
2023$13,775 Land $1,200 Building $12,575$25,046 Land $2,182 Building $22,864

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Saw Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Saw Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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