16 Sarah Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 16 Sarah Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,172 sqft · built 1963
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Trust Names on File
Last Sale	$1,005,000 (Jan 2014)
Tax Bill	$15,414 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-273-024-6`

Property Details

APN / Parcel Number

Primary APN	`257-273-024-6`
Alternative APN	`257-273-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,172 sqft Living Area
1st Floor Area	2,172 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1978
Lot Area	10,450 sqft (0.24 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	16 SARAH LN
City	MORAGA
State	CA
Zip	94556-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2711 LOT 34 EX MR
Legal Subdivision	SUBDIVISION 2711
Legal Tract	2711
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	352102

Owner

16 Sarah Ln is held in a trust since February 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	16 SARAH LN, MORAGA, CA 94556-2537
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2014 · Amount on File
Deed Sale	Jan 3, 2014 · Amount on File
Deed Document Number	2014818
Last Transfer Date	Feb 13, 2019
Transfer Doc	0000022373
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	16 SARAH LN, MORAGA, CA 94556-2537
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041664
Date	Mar 9, 2017
Instrument	2017-041664

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	16 SARAH LN, MORAGA, CA 94556-2537
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SARAH LN, MORAGA, CA 94556-2537

Mortgage

Document Number	0000201030
Date	Sep 11, 2020
Instrument	2020-201030

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 20, 2019
Property Address	16 SARAH LN, MORAGA, CA 94556-2537
Document Number	0000022373
Instrument Date	Feb 13, 2019
Instrument	22373
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 SARAH LN MORAGA CA 945562537, MORAGA, CA 94556-2537

Tax Assessment & Valuation

The 2025 property tax bill for 16 Sarah Ln was $15,414.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,256,619 (+2%) Land $1,000,298 Building $256,321
2025	$15,414.00	$1,231,981 Land $980,685 Building $251,296
2023	$14,570.00 (+1.6%)	$1,184,143 Land $942,604 Building $241,539
2022	$14,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Sarah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Sarah Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

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