16 Sand Wedge Ln, Bunnell, FL 32110 Property Records

Flagler County property record for 16 Sand Wedge Ln, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2019
Lot Size	0.264 acres (11,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,990 (Dec 2019)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-30-2976-001B0-1220`

Property Details

APN / Parcel Number

Primary APN	`11-12-30-2976-001B0-1220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,714 sqft Heated Area
Gross Area	2,262 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,543 sqft (0.264 acres)
Driveway	Driveway
Driveway Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	16 SAND WEDGE LN
City	BUNNELL
State	FL
Zip	32110-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GRAND RESERVE PHASE 1A & 1B MB 39 PG 6 LOT 122 OR 2409/754
Legal Range	30E
Legal Township	12S
Legal Section	11
Legal Subdivision	GRAND RESERVE PH 1A & 1B
Legal Phase	1A
Legal Lot Number	122
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2016
Census Tract	60218

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	2019048650
Deed Book / Page	2409 / 0754
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404

Mortgage

Document Number	0026301020
Date	Nov 23, 2021
Book Page	2630/1020
Instrument	2021064208

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404

Mortgage

Document Number	0025401339
Date	Mar 19, 2021
Book Page	2540/1339
Instrument	2021014745

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 31, 2019
Property Address	16 SAND WEDGE LN, BUNNELL, FL 32110-3404
Document Number	0024090754
Book / Page	002409 / 000754
Instrument Date	Dec 27, 2019
Instrument	48650
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16 SAND WEDGE LN BUNNELL FL 32110, BUNNELL, FL 32110

Mortgage

Document Number	24090755
Date	Dec 31, 2019
Book Page	002409/000755
Instrument	48651

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (-29.52%) Homeowner's exemption	$215,890 (+5.99%)	$256,946 (-5.96%) Land $40,000 Building $216,946
2023	$5,353.00 (+9.02%) Homeowner's exemption	$203,694 (+3%)	$273,219 (+2.7%) Land $40,000 Building $233,219
2022	$4,910.00 Homeowner's exemption	$197,761	$266,038 Land $40,000 Building $226,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUNNELL WATER PLANT serves 3,507 people · EPA ID FL2180134
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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