16 S Via Lucindia, Stuart, FL 34996 Property Records

Martin County property record for 16 S Via Lucindia, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,427 sqft · built 1971
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Jul 2022)
Tax Bill	$13,253 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-007-000-0024.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-007-000-0024.0-5-0000`
Alternative APNs	`01-38-41-007-000-00240-5` `17709`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	3,173 sqft
1st Floor Area	2,427 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Enclosed Concrete/Masonry Porch
Porch Area	258 sqft
Deck Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17709
Street Address	16 S VIA LUCINDIA
City	STUART
State	FL
Zip	34996-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LUCINDIA LOT 24 OR 351/1642
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	LUCINDIA
Legal Block	1
Legal Lot Number	24
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1034
Census Tract	502

Owner

16 S Via Lucindia is owned and occupied by two individuals who bought it in July 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 S VIA LUCINDIA, STUART, FL 34996-6410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jul 8, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	20222969845
Deed Book / Page	3323 / 2960
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	16 S VIA LUCINDIA, STUART, FL 34996-6410
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S VIA LUCINDIA, STUART, FL 34996-6410

Mortgage

Document Number	0033910132
Date	Aug 11, 2023
Book Page	3391/132
Instrument	3030592

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	12.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 8, 2022
Property Address	16 S VIA LUCINDIA, STUART, FL 34996-6410
Document Number	0033232960
Book / Page	3323 / 2960
Map Reference	MB 3 PG 130
Instrument Date	Jun 27, 2022
Instrument	2969845
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$6,293.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HEMLOCK AVE, HUNTINGTON, NY 11743-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S VIA LUCINDIA, STUART, FL 34996-6410

Tax Assessment & Valuation

The 2025 property tax bill for 16 S Via Lucindia was $13,253 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,253.00 (-0.65%) Additional exemption filed	$860,549	$891,870 Land $440,000 Building $451,870
2024	$13,340.00 (+7.57%)
2023	$12,401.00 (+224.04%) Additional exemption filed	$769,870 (+209.07%) Land $350,000 Building $419,870	$769,870 (+47.83%) Land $350,000 Building $419,870
2022	$3,827.00 Homeowner's exemption	$249,090	$520,770 Land $320,000 Building $200,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 S Via Lucindia in Zone X, an area of minimal flood risk, though there have been 110 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 S Via Lucindia is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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