16 S State St, Aurora, IL 60505 Property Records

Kane County property record for 16 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1958
Lot Size	0.244 acres (10,623 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2019)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-104-008`

Property Details

APN / Parcel Number

Primary APN	`15-26-104-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,623 sqft (0.244 acres)
Lot Dimensions	183 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	16 S STATE ST
City	AURORA
State	IL
Zip	60505-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRVSR ASSMT PLAT INNES & COULTERS SUB BLK 1 STEPHENSONS ADDN W 159 FT LOT E BLK A LOT DIMENSIONS: 58 X 183.15 APPROX LOT SQ FT 10623 SUBDIVISION: SECTION 26 R
Legal Subdivision	SPRVSR ASSMT
Legal Block	1,A
Legal Lot Number	E
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2008
Census Tract	853602

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 S STATE ST, AURORA, IL 60505-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Sep 14, 2012 · Amount on Record
Deed Document Number	201961262
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	16 S STATE ST, AURORA, IL 60505-3644
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049641
Date	Jun 29, 2021
Instrument	2021K049641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	3.21%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 18, 2019
Property Address	16 S STATE ST, AURORA, IL 60505-3644
Document Number	0000061262
Instrument Date	Dec 5, 2019
Instrument	2019K061262
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S STATE ST, AURORA, IL 60505-3644

Mortgage

Document Number	0000061263
Date	Dec 18, 2019
Instrument	2019K061263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+30.1%) Homeowner's exemption	$52,014 (+13.7%) Land $9,147 Building $42,867	$156,104 (+13.7%) Land $27,452 Building $128,652
2024		$45,748 (+30.43%) Land $8,362 Building $37,386	$137,299 (+30.49%) Land $25,096 Building $112,203
2022	$2,209.00 (+2.7%) Homeowner's exemption	$35,074 (+7.41%) Land $6,817 Building $28,257	$105,222 (+7.41%) Land $20,451 Building $84,771
2021	$2,151.00 Homeowner's exemption	$32,655 Land $6,347 Building $26,308	$97,965 Land $19,041 Building $78,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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