16 S Reflection Way, Saint George, UT 84770 Property Records

Washington County property record for 16 S Reflection Way, Saint George, UT 84770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,973 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$414,400 (Nov 2019)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SM-4-B-244`

Property Details

APN / Parcel Number

Primary APN	`SG-SM-4-B-244`
Alternative APN	`0555360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,973 sqft
Attic	Attic
Attic Area	1,012 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Covered Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0555360
Street Address	16 S REFLECTION WAY
City	SAINT GEORGE
State	UT
Zip	84770-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: SHADOW MOUNTAIN 4-B (SG) LOT: 244
Legal Subdivision	SHADOW MOUNTAIN 4-B
Legal Lot Number	244
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1025
Census Tract	271501

Owner

16 S Reflection Way is owned and occupied by two individuals who bought it in November 2019.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 17, 2018	Deed of Trust, Mortgage BAY EQUITY
Oct 3, 2017	Grant Deed, Transfer · FHA Mortgage BAY EQUITY
May 30, 2017	Quit Claim Deed, Transfer Quitclaim
May 30, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	201949611
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0000973294
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TTL INS AGCY LLC DR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024760
Date	Apr 7, 2021
Instrument	20210024760

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Nov 26, 2019
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000049611
Instrument Date	Nov 22, 2019
Instrument	20190049611
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	TERRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042

Mortgage

Document Number	0000049614
Date	Nov 26, 2019
Instrument	20190049614

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000030108
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 S REFLECTION WAY ST GEORGE UT 847708042, ST GEORGE, UT 84770-8042

Mortgage

Document Number	0000030108
Date	Jul 23, 2018
Instrument	30108

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON UT
Recording Date	Oct 3, 2017
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000040003
Instrument Date	Sep 29, 2017
Instrument	40003
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	TERRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 S REFLECTION WAY ST GEORGE UT 847708042, ST GEORGE, UT 84770-8042

Mortgage

Document Number	40023
Date	Oct 3, 2017
Instrument	40023

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 30, 2017
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000022198
Instrument Date	May 23, 2017
Instrument	22198
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 30, 2017
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000022199
Instrument Date	May 23, 2017
Instrument	22199
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WASHINGTON UT
Recording Date	Jan 23, 2017
Property Address	16 S REFLECTION WAY, SAINT GEORGE, UT 84770-8042
Document Number	0000002931
Instrument Date	Jan 23, 2017
Instrument	2931
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5575 SIMMONS ST #361 NORTH LAS VEGAS NV 890319009, 361, NORTH LAS VEGAS, NV 89031-9009

Tax Assessment & Valuation

The 2025 property tax bill for 16 S Reflection Way was $1,685.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,775 Land $74,250 Building $173,525	$450,500 Land $135,000 Building $315,500
2025	$1,685.00
2023	$1,841.00	$275,110	$500,200 Land $135,000 Building $365,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 S Reflection Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 S Reflection Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
InfoWest Fixed Wireless	100 / 20

May also be available: Verizon.

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