Cook County property record for 16 S Mount Prospect Rd, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,802 sqft · built 1962 |
| Lot Size | 0.256 acres (11,138 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,254 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-206-017 |
| Primary APN | 08-12-206-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,802 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,138 sqft (0.256 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 16 S MOUNT PROSPECT RD |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | BUSSES EASTERN ADDITION |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 804901 |
16 S Mount Prospect Rd is owned and occupied by two individuals who acquired it in February 2026.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 17, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED HOME LOANS INC |
| Oct 28, 2022 | Affidavit of Death of Joint Tenant, Transfer SATURN TITLE LLC |
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 28, 2022 | Affidavit of Death of Joint Tenant, Transfer SATURN TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2026 |
| Transfer Doc | 0000020440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0000011123 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202611123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0000011123, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202611123 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 17, 2026 |
| Property Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0004820440 |
| Map Reference | DOC 1591625 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2604820440 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 856 W BUCKINGHAM PL # PL35W, PL35W, CHICAGO, IL 60657-2383 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0004820441 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2604820441 |
| Name | UNITED HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 28, 2022 |
| Property Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0030125001 |
| Map Reference | DOC 1591625 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2230125001 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | SATURN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 S MOUNT PROSPECT RD, MT PROSPECT, IL 60056-3437 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 28, 2022 |
| Property Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0030125003 |
| Map Reference | DOC 1591625 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2230125003 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0030125004 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2230125004 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 28, 2022 |
| Property Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
| Document Number | 0030125000 |
| Map Reference | DOC 1591625 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2230125000 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | SATURN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 S MOUNT PROSPECT RD, MOUNT PROSPECT, IL 60056-3437 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,000 Land $12,809 Building $37,191 | $500,000 Land $128,090 Building $371,910 | |
| 2023 | $12,254.00 (+0.72%) Homeowner's exemption Senior Citizen's exemption | $43,990 (-14.72%) Land $10,581 Building $33,409 | $439,900 (-14.72%) Land $105,810 Building $334,090 |
| 2022 | $12,166.00 Homeowner's exemption Senior Citizen's exemption | $51,581 Land $10,581 Building $41,000 | $515,810 Land $105,810 Building $410,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 S Mount Prospect Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Aug 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 S Mount Prospect Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DES PLAINES |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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