16 S Marina Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 16 S Marina Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 3,523 sqft · built 1988
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,900,000 (Mar 2022)
Tax Bill	$33,441 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00080020-000216`

Property Details

APN / Parcel Number

Primary APN	`00080020-000216`
Alternative APNs	`13594000080020000216` `8776012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,523 sqft Living Area
1st Floor Area	3,358 sqft
Attic	Attic
Attic Area	925 sqft
Basement Area	121 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Canal
Garage Type	Carport
Garage Area	925 sqft
Carport	Carport
Carport Area	925 sqft
Porch	Open Porch
Porch Area	906 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8776012
Street Address	16 S MARINA DR
City	KEY LARGO
State	FL
Zip	33037-3605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DR
Legal Description	UNIT 16 ANGLERS CLUB A CONDO OR1135-2210 OR2119-377/385 OR2191-470/72 OR2191-473/74 OR2191-500AFF OR2191-501AFF OR2522-2245/46 OR2522-2247/48 OR2522-2249/50 OR2522-2251/52 OR2784-1210/14 OR2816-962/64 OR3157-2195
Legal Range	40E
Legal Township	59S
Legal Section	13
Legal Subdivision	ANGLERS CLUB CONDO
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3041
Census Tract	972700

Owner

Source: Monroe County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	20222363581
Deed Book / Page	3157 / 2195
Prior Transfer Date	Jun 9, 2011
Prior Transfer Doc	0025222245
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 1, 2022
Property Address	16 S MARINA DR, KEY LARGO, FL 33037-3605
Document Number	0031572195
Book / Page	3157 / 2195
Map Reference	MB 1028 PG 2375
Instrument Date	Feb 28, 2022
Instrument	2363581
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 N LAKEVIEW AVE, CHICAGO, IL 60614-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DOCKSIDE LN, KEY LARGO, FL 33037-5267

Mortgage

Document Number	0031572198
Date	Mar 1, 2022
Instrument	3157/2198

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	2.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,095,619 (+34.6%) Land $3,876,840 Building $1,218,779	$5,095,619 (+34.6%) Land $3,876,840 Building $1,218,779
2024	$33,441.00 (+28.23%)
2023	$26,078.00 (+18.82%)	$3,785,741 (+17.13%) Land $2,722,500 Building $1,063,241	$3,785,741 (+17.13%) Land $2,722,500 Building $1,063,241
2022	$21,948.00	$3,231,992 Land $2,156,220 Building $1,075,772	$3,231,992 Land $2,156,220 Building $1,075,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20