Washington County property record for 16 S Locust St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,384 sqft · built 1884 |
| Lot Size | 0.04 acres (1,741 sqft) |
| Owner | Company Name on File |
| Last Sale | $78,700 (Mar 2022) |
| Tax Bill | $1,052 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-016695 |
| Primary APN | 17-016695 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,741 sqft (0.04 acres) |
| Lot Dimensions | 83 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 016695 |
|---|---|
| Street Address | 16 S LOCUST ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5604 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CCMU |
| Legal Description | 20.85X83.5 .040AC 16 S LOCUST ST HAGERSTOWN |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 S Locust St, a townhouse, is owned by a company that bought it in March 2022.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21342 MOUNT LENA RD, BOONSBORO, MD 21713-1615 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK |
| May 26, 2022 | Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMT & TTL SVCS LLC |
| Mar 14, 2022 | Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | Nov 12, 2015 · Amount on File |
| Deed Book / Page | 6953 / 34 |
| Prior Transfer Date | Feb 11, 2016 |
| Prior Transfer Doc | 0052040363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 16 S LOCUST ST, HAGERSTOWN, MD 21740-5604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0070220006 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 7022/6 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 16 S LOCUST ST, HAGERSTOWN, MD 21740-5604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061570203 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 6157/0203 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 26, 2022 |
| Property Address | 16 S LOCUST ST, HAGERSTOWN, MD 21740-5604 |
| Document Number | 0099990001 |
| Book / Page | 9999 / 1 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMT & TTL SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21342 MOUNT LENA RD, BOONSBORO, MD 21713-1615 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 14, 2022 |
| Property Address | 16 S LOCUST ST, HAGERSTOWN, MD 21740-5604 |
| Document Number | 0069530034 |
| Book / Page | 6953 / 34 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21342 MOUNT LENA RD, BOONSBORO, MD 21713-1615 |
The 2026 property tax bill for 16 S Locust St was $1,052, up 4.8% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,052.00 (+4.78%) | $115,467 (+4.78%) | $126,000 (+14.34%) Land $20,000 Building $106,000 |
| 2025 | $1,004.00 (+14.35%) | $110,200 Land $20,000 Building $90,200 | $110,200 Land $20,000 Building $90,200 |
| 2024 | $878.00 (+16.14%) | ||
| 2023 | $756.00 | $82,667 | $110,200 Land $20,000 Building $90,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 S Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16 S Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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