Rensselaer County and Brunswick Town property record for 16 S Lake Dr, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,827 sqft · built 1977 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,480 (Sep 2008) |
| Tax Bill | $5,234 (2026) |
| Deeds & Mortgages | Sep 2023 Reverse Mortgage Oct 2019 Transfer |
| APN | 382200 101.12-4-22 |
| Primary APN | 382200 101.12-4-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Upper Floors Area | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Width | 30 ft Width |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 2,489 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 215J117226 |
|---|---|
| Street Address | 16 S LAKE DR |
| City | TROY |
| State | NY |
| Zip | 12180-6839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 22.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | BRUNSWICK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 52004 |
16 S Lake Dr is owned and occupied by an individual who acquired it in September 2019.
Source: Rensselaer County and Brunswick Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 S LAKE DR, TROY, NY 12180-6839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2008 · Amount on File |
| Deed Sale | Sep 9, 2008 · Amount on File |
| Deed Book / Page | 4757 / 144 |
| Last Transfer Date | Sep 25, 2019 |
| Transfer Doc | 0089720122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 16 S LAKE DR, TROY, NY 12180-6839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0104760129 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 10476/129 |
| Instrument | 2023-631896 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2063 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Oct 10, 2019 |
| Property Address | 16 S LAKE DR, TROY, NY 12180-6839 |
| Document Number | 0000558526 |
| Book / Page | 008972 / 000122 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 558526 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 S LAKE DR TROY NY 121806839, TROY, NY 12180-6839 |
The 2026 property tax bill for 16 S Lake Dr was $5,234, down 28.8% from the year before.
Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Brunswick Town |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,234.00 (-28.81%) | ||
| 2025 | $7,352.00 | $57,400 Land $7,300 Building $50,100 | $356,522 Land $45,342 Building $311,180 |
| 2023 | $57,400 (-) Land $7,300 Building $50,100 | $298,182 (+8.05%) Land $37,922 Building $260,260 | |
| 2022 | $4,755.00 | $57,400 Land $7,300 Building $50,100 | $275,962 Land $35,096 Building $240,866 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 16 S Lake Dr; there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Feb 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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