Mobile County property record for 16 S Florida St, Mobile, AL 36606
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1990 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,975 (Sep 2026) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022907230006249 |
| Primary APN | R022907230006249 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 2,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Canopy | 15 sqft |
| Total Buildings | 4 Buildings |
| Account Number | 778117 |
|---|---|
| Street Address | 16 S FLORIDA ST |
| City | MOBILE |
| State | AL |
| Zip | 36606-1933 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 4 FLORIDA STREET FLATS IN 2022058387 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 23 |
| Legal Subdivision | FLORIDA STREET FLATS |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 S Florida St, a duplex, is owned and occupied by two individuals who bought it in September 2026.
Source: Mobile County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage A MORTGAGE |
| Dec 20, 2023 | Warranty Deed, Transfer · Commercial Mortgage NORTHEAST BANK,A MINNESOT |
| Apr 25, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY MORTGAGE CORP |
| Jan 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on File |
| Deed Sale | Sep 22, 2026 · Amount on File |
| Prior Sale | Apr 24, 2015 · Amount on File |
| Deed Document Number | 202657713 |
| Prior Transfer Date | Apr 21, 2023 |
| Prior Transfer Doc | 0000025759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 22, 2026 |
| Property Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Document Number | 0000057713 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202657713 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,297.98 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Document Number | 0000057714, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202657714 |
| Name | A MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 20, 2023 |
| Property Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Document Number | 0000073202 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023073202 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2550 SPRING HILL AVE, MOBILE, AL 36607-3000 |
| Name | Verified Name |
|---|---|
| Address | 11623 OAKVIEW CT, CHAMPLIN, MN 55316-2624 |
| Document Number | 0000073203 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023073203 |
| Name | NORTHEAST BANK,A MINNESOT |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000073203 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023073203 |
| Name | NORTHEAST BANK,A MINNESOT |
|---|---|
| Type | Private Party |
| Address | 77 BROADWAY ST NE, MINNEAPOLIS, MN 55413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 25, 2023 |
| Property Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Document Number | 0000025759 |
| Map Reference | DOC 2022958387 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023025759 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2550 SPRING HILL AVE, MOBILE, AL 36607-3000 |
| Name | Verified Name |
|---|---|
| Address | 2550 SPRING HILL AVE, MOBILE, AL 36607-3000 |
| Document Number | 0000025760 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023025760 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 16 S FLORIDA ST, MOBILE, AL 36606-1933 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005347 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 7471/1816 |
| Instrument | 2017005347 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Feb 5, 2022 |
The 2025 property tax bill for 16 S Florida St was $2,715, up 66.3% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,715.00 (+66.26%) | $33,040 (+40.24%) Land $7,020 Building $26,020 | $165,200 (+40.24%) Land $35,100 Building $130,100 |
| 2024 | $1,633.00 (+9.08%) | $23,560 (+9.99%) Land $4,900 Building $18,660 | $117,800 (+9.99%) Land $24,500 Building $93,300 |
| 2023 | $1,497.00 | $21,420 Land $4,900 Building $16,520 | $107,100 Land $24,500 Building $82,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16 S Florida St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1979–2019) |
| Claims Outside the SFHA | 30 of 33 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 S Florida St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures