16 Rusty Clay Rdg, Fairview, NC 28730 Property Records

Buncombe County property record for 16 Rusty Clay Rdg, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2004
Lot Size	1.09 acres (47,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2026)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`752320-2020-202`

Property Details

APN / Parcel Number

Primary APN	`752320-2020-202`
Alternative APNs	`9696-47-1603-00000` `969601470538000` `008178920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,550 sqft (1.09 acres)
Deck Area	9 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	752320-2020-202
Street Address	16 RUSTY CLAY RDG
City	FAIRVIEW
State	NC
Zip	28730-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: CLARA GRANT BLOCK: LOT: 1 SECTION: PLAT: 0089-0025
Legal Subdivision	CLARA GRANT
Legal Block	1
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1028
Census Tract	3204

Owner

Source: Buncombe County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Book / Page	6580 / 1544
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 6, 2026
Property Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101
Document Number	6580001544
Book / Page	6580 / 1544
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101

Mortgage

Document Number	6580001552,
Date	Apr 6, 2026
Book Page	6580/1552

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 8, 2022
Property Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101
Document Number	0062271389
Book / Page	6227 / 1389
Map Reference	MB 89 PG 25
Instrument Date	Jun 3, 2022
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BEAR TRL, 6, FAIRVIEW, NC 28730-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101

Mortgage

Document Number	0062271392
Date	Jun 8, 2022
Instrument	6227/1392

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 16, 2021
Property Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101
Document Number	0060510127
Book / Page	6051 / 127
Map Reference	MB 89 PG 25
Instrument Date	Apr 2, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 JOHN TATE DR, 236, FLETCHER, NC 28732-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RUSTY CLAY RDG, FAIRVIEW, NC 28730-8101

Mortgage

Document Number	6051131
Date	Apr 16, 2021
Instrument	6051/131

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (+9.22%)	$233,900 (-) Land $34,300 Building $199,600	$233,900 (-) Land $34,300 Building $199,600
2024	$1,584.00 (+5.39%)
2023	$1,503.00	$233,900	$233,900 (-) Land $49,300 Building $184,600
2021			$233,900 Land $34,300 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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