16 Running Waters Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 16 Running Waters Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,496 sqft · built 1986
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Jul 2020)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870001371`

Property Details

APN / Parcel Number

Primary APN	`A870001371`
Alternative APN	`3-157C-6021-00-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A870001371
Old Parcel Number	A870001371
Street Address	16 RUNNING WATERS CT
City	SAINT CHARLES
State	MO
Zip	63304-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST LOT 12
Legal Range	03E
Legal Township	46N
Legal Subdivision	WATERFORD EST
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3036
Census Tract	311124

Owner

16 Running Waters Ct is owned and occupied by two individuals who bought it in July 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 RUNNING WATERS CT, SAINT CHARLES, MO 63304-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer DAS ACQUISITION
Dec 11, 2019	Warranty Deed, Transfer OTHER
Sep 25, 2017	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Dec 11, 2019
Deed Document Number	0007346816
Deed Book / Page	7346 / 816
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2020
Property Address	16 RUNNING WATERS CT, SAINT CHARLES, MO 63304-2413
Document Number	0073460816
Book / Page	007346 / 000816
Instrument Date	Jul 10, 2020
Instrument	496320
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 RUNNING WATERS CT ST CHARLES MO 633042413, ST CHARLES, MO 63304-2413

Mortgage

Document Number	73460818
Date	Jul 16, 2020
Book Page	007346/000818
Instrument	496330

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 11, 2019
Property Address	16 RUNNING WATERS CT, SAINT CHARLES, MO 63304-2413
Document Number	0071971446
Book / Page	007197 / 001446
Instrument Date	Dec 2, 2019
Instrument	713320
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7423 HOOVER AVE ST LOUIS MO 631171615, ST LOUIS, MO 63117-1615

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	16 RUNNING WATERS CT, SAINT CHARLES, MO 63304-2413
Document Number	0068180410
Book / Page	006818 / 000410
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 RUNNING WATERS CT ST CHARLES MO 633042413, ST CHARLES, MO 63304-2413

Mortgage

Document Number	0068180410
Date	Oct 4, 2017
Book Page	006818/000410
Instrument	624390

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Running Waters Ct was $3,800.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,800.00	$64,034	$337,018 Land $65,000 Building $272,018
2023		$58,179
2022			$306,207 Land $65,000 Building $241,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Running Waters Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Running Waters Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Running Waters Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures