Cecil County property record for 16 Rumsey Rd, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,052 sqft · built 2008 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009311 |
| Primary APN | 01-009311 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Total Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 009311 |
|---|---|
| Street Address | 16 RUMSEY RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | .62 ACRE 16 RUMSEY ROAD WARWICK |
| Legal Subdivision | VILLAGES SOUTHFIELDS |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30100 |
Source: Cecil County records · APN 01-009311
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 106, WARWICK, MD 21912-0106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2007 |
| Deed Sale | Oct 16, 2007 |
| Prior Sale | Apr 07, 2006 |
| Deed Document Number | 2007276104 |
| Deed Book / Page | 2419 / 554 |
| Transfer Doc | 0021130517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 16 RUMSEY RD, WARWICK, MD 21912-1128 |
| Document Number | 0042730446 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 RUMSEY RD WARWICK MD 219121128, WARWICK, MD 21912-1128 |
| Document Number | 0042730446 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 004273/000446 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2038 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,033 (+9.01%) | $207,900 (-) Land $46,500 Building $161,400 | |
| 2025 | $1,548.00 (+44.67%) Homeowner's exemption | $176,167 (+13.75%) | $207,900 (+29.69%) Land $46,500 Building $161,400 |
| 2023 | $1,070.00 Homeowner's exemption | $154,867 | $160,300 Land $46,500 Building $113,800 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Electric Cooperative Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ALTIUS Communications.
Based on FCC filings for 69 locations within half a mile of this property.
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