Haywood County property record for 16 Royal Rdg, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1984 |
| Lot Size | 0.502 acres (21,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Jul 2025) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8636-39-9199 |
| Primary APN | 8636-39-9199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Heated Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,640 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 21,858 sqft (0.502 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 288921 |
|---|---|
| Street Address | 16 ROYAL RDG |
| City | CLYDE |
| State | NC |
| Zip | 28721-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1A |
| Legal Description | #7 STONEY BROOK |
| Legal Subdivision | STONEY BROOK |
| Legal Unit | 7 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 920502 |
16 Royal Rdg is owned and occupied by an individual who bought it in July 2025.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 ROYAL RDG, CLYDE, NC 28721-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| May 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Nov 21, 2022 · Amount on File |
| Deed Document Number | 20255719 |
| Deed Book / Page | 1132 / 966 |
| Prior Transfer Date | May 2, 2019 |
| Prior Transfer Doc | 0009721396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 21, 2022 |
| Property Address | 16 ROYAL RDG, CLYDE, NC 28721-8228 |
| Document Number | 0010760856 |
| Book / Page | 1076 / 856 |
| Map Reference | CAB A SL 119B |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022012117 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 COUGAR TRL, 21, CLYDE, NC 28721 |
| Name | Verified Name |
|---|---|
| Address | 128 PAGE RD, WAYNESVILLE, NC 28786-4557 |
| Document Number | 0010760862 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 1076-0862 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 8, 2019 |
| Property Address | 16 ROYAL RDG, CLYDE, NC 28721-8228 |
| Document Number | 0009721396 |
| Book / Page | 000972 / 001396 |
| Instrument Date | May 2, 2019 |
| Instrument | 3762 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 ROYAL RIDGE RD CLYDE NC 28721, CLYDE, NC 28721 |
The 2025 property tax bill for 16 Royal Rdg was $1,569.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,000 (-) Land $33,800 Building $183,200 | ||
| 2025 | $1,569.00 | $217,000 Land $33,800 Building $183,200 | $217,000 Land $33,800 Building $183,200 |
| 2023 | $217,000 Land $33,800 Building $183,200 | $217,000 Land $33,800 Building $183,200 | |
| 2021 | $217,000 Land $33,800 Building $183,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16 Royal Rdg in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Royal Rdg is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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