16 Ronald Ln, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 16 Ronald Ln, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Apr 2025)
Tax Bill	$6,087 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N03515`

Property Details

APN / Parcel Number

Primary APN	`N03515`
Alternative APNs	`LOWE M:39 B:5053 L:16` `M:000039 T:N03515`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	768 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	N03515
Street Address	16 RONALD LN
City	LOWELL
State	MA
Zip	01854-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	NEWBRIDGE ESTATES PH I
Legal Block	5053
Legal Lot Number	16
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	310601

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 RONALD LN, LOWELL, MA 01854-1252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU
Feb 10, 2017	Quit Claim Deed, Transfer JOHN M MELLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Book / Page	39208 / 168
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 25, 2025
Property Address	16 RONALD LN, LOWELL, MA 01854-1252
Document Number	039208-168
Book / Page	39208 / 168
Instrument Date	Apr 25, 2025
Instrument	12056
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 RONALD LN, LOWELL, MA 01854-1252

Mortgage

Document Number	0000012057
Date	Apr 25, 2025
Instrument	12057

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 7, 2021
Property Address	16 RONALD LN, LOWELL, MA 01854-1252
Document Number	035586-191
Book / Page	35586 / 191
Instrument Date	Mar 12, 2021
Instrument	20653
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 RONALD LN, LOWELL, MA 01854-1252

Mortgage

Document Number	035586-194
Date	Apr 7, 2021
Book Page	35586/194
Instrument	20654

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 13, 2018
Property Address	16 RONALD LN, LOWELL, MA 01854-1252
Document Number	31862-260
Book / Page	031862 / 000260
Instrument Date	Feb 12, 2018
Instrument	6128
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,823.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RONALD LN LOWELL MA 018541252, LOWELL, MA 01854-1252

Mortgage

Document Number	31862-262
Date	Feb 13, 2018
Book Page	031862/000262
Instrument	6129

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 10, 2017
Property Address	16 RONALD LN, LOWELL, MA 01854-1252
Document Number	30901-201
Book / Page	030901 / 000201
Instrument Date	Jan 5, 2017
Instrument	6088
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ROGERS ST TEWKSBURY MA 018762611, TEWKSBURY, MA 01876-2611

Mortgage

Document Number	30901-204
Date	Feb 10, 2017
Book Page	030901/000204
Instrument	6089

Lender

Name	JOHN M MELLO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,087.00 (+7.83%)	$536,300 (+9.07%) Land $192,900 Building $343,400	$595,639 (-0.53%)
2025	$5,645.00 (-1.28%)	$491,700 (+2.42%) Land $180,300 Building $311,400	$598,785 (+8%)
2024	$5,718.00 (+4.34%)	$480,100 (+8.82%) Land $168,500 Building $311,600	$554,420
2023	$5,480.00	$441,200 Land $146,500 Building $294,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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