Bergen County and Upper Saddle River Borough property record for 16 Rolling Ridge Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,472 sqft · built 1993 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Oct 2017) |
| Tax Bill | $24,797 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00915-0000-00012 |
| Primary APN | 63-00915-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,472 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 095700 |
|---|---|
| Street Address | 16 ROLLING RIDGE RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | JEFFERSON HOMES INC SEC 1 |
| Legal Block | 915 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 53201 |
16 Rolling Ridge Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 25, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | Jan 9, 2008 · Amount on File |
| Deed Document Number | 201717-080516 |
| Deed Book / Page | 2764 / 2293 |
| Prior Transfer Date | Feb 25, 2008 |
| Prior Transfer Doc | 0095040128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040111267 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 4011/1267 |
| Instrument | 2021035685 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GREAT BEND, KS 67530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037600891 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 3760/891 |
| Instrument | 20-101626 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2017 |
| Property Address | 16 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1720 |
| Document Number | 0027642293 |
| Book / Page | 002764 / 002293 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | RELIANCE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 ROLLING RIDGE RD UPPER SADDLE RIVER NJ 074581705, UPPER SADDLE RIVER, NJ 07458-1705 |
| Document Number | 27642300 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002764/002300 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 16 Rolling Ridge Rd was $24,797, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $957,400 (-) Land $354,400 Building $603,000 | $957,400 (-) Land $354,400 Building $603,000 | |
| 2025 | $24,797.00 (+1.73%) | $957,400 Land $354,400 Building $603,000 | $957,400 Land $354,400 Building $603,000 |
| 2024 | $24,375.00 | ||
| 2023 | $957,400 Land $354,400 Building $603,000 | $957,400 Land $354,400 Building $603,000 | |
| 2022 | $23,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Rolling Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Rolling Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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