16 Riverview Dr, Rotterdam Junction, NY 12150 Property Records

Schenectady County and Rotterdam Town property record for 16 Riverview Dr, Rotterdam Junction, NY 12150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1975
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Sep 2018)
Tax Bill	$8,136 (2026)
Deeds & Mortgages	Oct 2020 Refinance Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422800 13.17-2-4.1`

Property Details

APN / Parcel Number

Primary APN	`422800 13.17-2-4.1`
Alternative APN	`280001301700020040010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	210 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	16 RIVERVIEW DR
City	ROTTERDAM JUNCTION
State	NY
Zip	12150-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2,BF,FP,ROG-L,TLSH,ADD WOESTINA HGT 2 - 45 7.-553-5 13.17-2-26
Legal Subdivision	WOESTINA HEIGHTS #2
Legal Block	2
Legal Lot Number	4.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1000
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 RIVERVIEW DR, ROTTERDAM JUNCTION, NY 12150-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Oct 13, 2020	Deed of Trust, Mortgage TRUSTCO BANK
May 14, 2021	Intrafamily Transfer, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY
Sep 12, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage TRUSTCO BANK
Mar 13, 2017	Trustee's Deed, Foreclosure CLOSING USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	201840739
Deed Book / Page	1995 / 580
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000011313
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	16 RIVERVIEW DR, ROTTERDAM JCT, NY 12150-9708
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIVERVIEW DR, ROTTERDAM JUNCTION, NY 12150-9708

Mortgage

Document Number	0000031573
Date	Oct 13, 2020
Book Page	5028/723
Instrument	202031573

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	16 RIVERVIEW DR, ROTTERDAM JCT, NY 12150-9708
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIVERVIEW DR, ROTTERDAM JUNCTION, NY 12150-9708

Mortgage

Document Number	0000031571
Date	Oct 13, 2020
Book Page	5028/718
Instrument	202031571

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	May 14, 2021
Property Address	16 RIVERVIEW DR, ROTTERDAM JCT, NY 12150-9708
Document Number	0000022348
Book / Page	2058 / 787
Map Reference	DR 67 MAP 136
Instrument Date	May 12, 2021
Instrument	202122348
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 RIVERVIEW DR, ROTTERDAM JUNCTION, NY 12150-9708

September 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 12, 2018
Property Address	16 RIVERVIEW DR, ROTTERDAM JCT, NY 12150-9708
Document Number	0000040739
Book / Page	1995 / 580
Instrument Date	Sep 6, 2018
Instrument	201840739
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 GRANITE PKWY, 5600, PLANO, TX 75024-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 VISTA BLVD, SCHENECTADY, NY 12306-5636

Mortgage

Document Number	0000040740
Date	Sep 12, 2018
Instrument	201840740

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 13, 2017
Property Address	16 RIVERVIEW DR, ROTTERDAM JCT, NY 12150-9708
Document Number	0000011313
Book / Page	001958 / 000634
Instrument Date	Feb 27, 2017
Instrument	11313
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$972.82
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1900 MARKET ST PHILADELPHIA PA 191033527, PHILADELPHIA, PA 19103-3527
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,136.00 (-6.9%)
2025	$8,739.00	$214,300 (-) Land $12,000 Building $202,300	$329,700 (+16.91%) Land $18,462 Building $311,238
2023		$214,300 Land $12,000 Building $202,300	$282,000 Land $15,791 Building $266,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	31 (1996–2026)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 20 claims Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pattersonville Telephone Company.

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