16 River St, #18, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 16 River St, #18, Arlington, MA 02474

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,820 sqft · built 1924
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Trust Names on File
Last Sale	$680,000 (Jan 2013)
Tax Bill	$14,052 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26965`

Property Details

APN / Parcel Number

Primary APN	`26965`
Alternative APN	`ARLI M:040.0 B:0004 L:0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,820 sqft Living Area
Gross Area	4,722 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1959
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	26965
Street Address	16 RIVER ST, 18
City	ARLINGTON
State	MA
Zip	02474-3538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	4
Legal Lot Number	12
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	4
Census Block	4006
Census Tract	356300

Owner

16 River St, #18 is held in a trust since January 2013.

Source: Middlesex County and Arlington Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1101 FONTANA DR, ALAMEDA, CA 94502-6821
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jan 2, 2025	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2013 · Amount on File
Deed Sale	Jan 31, 2013 · Amount on File
Prior Sale	Jan 31, 2013 · Amount on File
Deed Book / Page	61098 / 301
Transfer Doc	061098-301
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	16 RIVER ST # 18, 18, ARLINGTON, MA 02474-3538
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079031-240
Date	Oct 29, 2021
Book Page	79031/240
Instrument	237823

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	16 RIVER ST # 18, 18, ARLINGTON, MA 02474-3538
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083641-534
Date	Jan 2, 2025
Book Page	83641/534

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	16-18 RIVER ST, ARLINGTON, MA 02474
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79031-240
Date	Oct 29, 2021
Book Page	79031/240
Instrument	237823

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16 River St, #18 was $14,052, up 9.4% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,052.00 (+9.42%)	$1,304,700 (+7.59%) Land $586,600 Building $718,100
2024	$12,842.00 (-1.66%)	$1,212,700 (+4.1%) Land $558,400 Building $654,300
2023	$13,059.00	$1,164,900 Land $468,100 Building $696,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 River St, #18 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 River St, #18 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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