16 Rippling Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 16 Rippling Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$347,127 (Mar 2023)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00230-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00230-0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	16 RIPPLING PL
City	PALM COAST
State	FL
Zip	32164-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 31 BLOCK 00023 LOT 0003 OR 552 PG 478 OR 823 PG 991
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	23
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	46 OAK LAWN RD, CANADA
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Oct 21, 2021	Warranty Deed, Transfer
Mar 31, 2021	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Oct 21, 2021
Deed Document Number	2023007886
Deed Book / Page	2759 / 1522
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 1, 2023
Property Address	16 RIPPLING PL, PALM COAST, FL 32164-6500
Document Number	0027591522
Book / Page	2759 / 1522
Map Reference	MB 10 PG 47
Instrument Date	Feb 21, 2023
Instrument	2023007886
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2023
Title Company	AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 OAK LAWN RD, WINNIPEG XX

Mortgage

Document Number	0027591524
Date	Mar 1, 2023
Instrument	2759/1524

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 21, 2021
Property Address	16 RIPPLING PL, PALM COAST, FL 32164-6500
Document Number	0026191557
Book / Page	2619 / 1557
Map Reference	MB 10 PG 47
Instrument Date	Sep 15, 2021
Instrument	2021058269
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 OAK LAWN ROAD, 46, WINNIPEG XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 31, 2021
Property Address	16 RIPPLING PL, PALM COAST, FL 32164-6500
Document Number	0025450211
Book / Page	2545 / 211
Map Reference	MB 10 PG 43
Instrument Date	Mar 30, 2021
Instrument	2021017181
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$384.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 HOUSTON ST, NEWARK, NJ 07105-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 OAK LAWN ROAD, WINNIPEG XX

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (+583.49%)	$316,703 (+596.05%) Land $55,000 Building $261,703	$316,703 (+596.05%) Land $55,000 Building $261,703
2023	$842.00 (-2.66%)	$45,500 (-) Land $45,500	$45,500 (-) Land $45,500
2022	$865.00	$45,500 Land $45,500	$45,500 Land $45,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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