16 Ridgewood Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 16 Ridgewood Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,332 sqft · built 1967
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Oct 2021)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G150057`

Property Details

APN / Parcel Number

Primary APN	`G150057`
Alternative APN	`RIDG M:G15 B:0057`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Basement Area	1,323 sqft
Unfinished Basement	773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G150057
Street Address	16 RIDGEWOOD RD
City	RIDGEFIELD
State	CT
Zip	06877-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	57
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1018
Census Tract	245300

Owner

16 Ridgewood Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HIGHLAND BRIDGE VVSB LLC
Oct 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	May 21, 2015 · Amount on File
Deed Book / Page	1132 / 164
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 2, 2026
Property Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Document Number	001191-871
Book / Page	1191 / 871
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220

Mortgage

Document Number	1191000871,
Date	Jun 2, 2026
Book Page	1191/871

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Transaction Type	Mortgage
Record Updated	Oct 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001122-610
Date	Jun 7, 2021
Book Page	1122/610

Lender

Name	HIGHLAND BRIDGE VVSB LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2022

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Oct 19, 2021
Property Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Document Number	001132-164
Book / Page	1132 / 164
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Investor	Possibly a Property Investor

Mortgage

Document Number	, /
Date	Oct 19, 2021
Instrument	/

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	16 RIDGEWOOD RD, RIDGEFIELD, CT 06877-5220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1091-990
Date	Jun 1, 2020
Book Page	1091/990

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Ridgewood Rd was $10,885.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,885.00	$397,390 Land $252,000 Building $145,390	$278,173 Land $176,400 Building $101,773
2024	$10,885.00 (+6.12%)
2023	$10,257.00 (+7.13%)	$397,390 (+18.01%) Land $252,000 Building $145,390
2022	$9,574.00	$336,740 Land $204,750 Building $131,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Ridgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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