16 Ridgeside Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 16 Ridgeside Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,357 sqft · built 1986
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$186,850 (Jan 2022)
Tax Bill$3,146 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNA870001979

Property Details

APN / Parcel Number

Primary APNA870001979
Alternative APN
  • 3-0036-6066-00-0056.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
Gross Area3,060 sqft
1st Floor Area1,357 sqft
Basement Area1,323 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870001979
Street Address16 RIDGESIDE CT
CitySAINT CHARLES
StateMO
Zip63304-3446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWRIDGE HILLS LOT 56
Legal SubdivisionMEADOWRIDGE HILLS
Legal Lot Number56
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1019
Census Tract311122

Owner

16 Ridgeside Ct is owned and occupied by an individual who bought it in January 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 3, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 21, 2018Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Aug 12, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
May 9, 2018Intrafamily Transfer, Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2022 · Amount on File
Deed SaleJan 3, 2022 · Amount on File
Prior SaleAug 12, 2019 · Amount on File
Deed Document Number2022142
Prior Transfer DateDec 1, 2021
Prior Transfer Doc0000000142
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446

Mortgage

Document Number0000006447
DateFeb 12, 2026
Instrument2026R-006447
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 3, 2022
Property Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
Document Number0000000142
Map ReferenceMB 25 PG 161
Instrument DateDec 1, 2021
Instrument2022R-000142
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446

Mortgage

Document Number0000000143
DateJan 3, 2022
Instrument2022R-000143
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069660293
DateAug 21, 2018
Book Page6966/0293
Instrument20180821000478810
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueJun 1, 2048

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 12, 2019
Property Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
Document Number0071212178
Book / Page7121 / 2178
Map ReferenceMB 25 PG 161
Instrument DateAug 6, 2019
Instrument20190812000421850
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySTELLAR TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16 RIDGESIDE CT, 16, SAINT CHARLES, MO 63304-3446

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446

Mortgage

Document Number20190812000421860
DateAug 12, 2019
Instrument20190812000421860
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 9, 2018
Property Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446
Document Number0069162265
Book / Page6916 / 2265
Map ReferenceMB 25 PG 161
Instrument DateMay 1, 2018
Instrument20180509000257190
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyST LOUIS TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIDGESIDE CT, SAINT CHARLES, MO 63304-3446

Mortgage

Document Number20180509000257210
DateMay 9, 2018
Instrument20180509000257210
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Ridgeside Ct was $3,146, up 8.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,934 (-)$278,597 (-) Land $65,000 Building $213,597
2025$3,146.00 (+8.75%)$52,934$278,597 Land $65,000 Building $213,597
2024$2,893.00
2023$48,316
2022$254,294 Land $65,000 Building $189,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Ridgeside Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Ridgeside Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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