16 Ridge View Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 16 Ridge View Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,132 sqft · built 2019
Lot Size	0.092 acres (4,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2019)
Tax Bill	$11,537 (2025)
Deeds & Mortgages	Jan 2021 Refinance Aug 2019 Sale & Mortgage
APN	`NHAM M:0041 B:0064 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0041 B:0064 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	4,012 sqft (0.092 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 RIDGE VIEW RD
City	FLORENCE
State	MA
Zip	01062-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	64
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3045
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 RIDGE VIEW RD, FLORENCE, MA 01062-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Document Number	201914655
Deed Book / Page	13351 / 194
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	13351-194
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	16 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013955-175
Date	Jan 27, 2021
Book Page	13955/175
Instrument	2059

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Aug 9, 2019
Property Address	16 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Document Number	13351-194
Book / Page	013351 / 000194
Instrument Date	Aug 2, 2019
Instrument	14655
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5074 N WOLCOTT AVE #3 CHICAGO IL 606402671, 3, CHICAGO, IL 60640-2671

Mortgage

Document Number	13351-197
Date	Aug 9, 2019
Book Page	013351/000197
Instrument	14656

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,537.00 (+11.81%)	$828,200 (+27.14%) Land $119,000 Building $709,200	$857,090 (+4.77%)
2024			$818,045
2023	$10,318.00	$651,400 Land $108,200 Building $543,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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