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16 Richardson Cir, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 Richardson Cir, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,231 sqft · built 1970
Lot Size0.467 acres (20,347 sqft)
Owner2 Individual Names on Record
Last Sale$452,800 (Dec 2018)
Tax Bill$7,289 (2026)
Deeds & MortgagesJul 2021 Refinance
Dec 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSAUG M:017-C B:0001 L:0029

Property Details

APN / Parcel Number

Primary APNSAUG M:017-C B:0001 L:0029
Alternative APNs
  • M:017=C B:0001 L:0029
  • 6524030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,231 sqft Living Area
Gross Area3,054 sqft
1st Floor Area1,344 sqft
Basement Area1,152 sqft
Unfinished Basement265 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,347 sqft (0.467 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6524030
Street Address16 RICHARDSON CIR
CitySAUGUS
StateMA
Zip01906-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block1
Legal Lot Number29
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2002
Census Tract208401

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU
Dec 20, 2018Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MELROSE COOPERATIVE BANK
Oct 2, 2018Quit Claim Deed, Foreclosure
Oct 2, 2018Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleOct 2, 2018
Deed Document Number20182550
Deed Book / Page37231 / 92
Prior Transfer DateDec 17, 2018
Prior Transfer Doc37231-92
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040098-320
DateJul 20, 2021
Book Page40098/320
Instrument20210720003860
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueAug 1, 2047

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateDec 20, 2018
Property Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927
Document Number37231-92
Book / Page37231 / 92
Instrument DateDec 17, 2018
Instrument20181220002550
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927

Mortgage

Document Number181220002560
DateDec 20, 2018
Instrument181220002560
Lender
NameMELROSE COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateOct 2, 2018
Property Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927
Document Number37056-428
Book / Page037056 / 000428
Instrument DateMar 10, 2017
Instrument2001690
Transaction TypeForeclosure
Record UpdatedOct 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address225 LIBERTY ST NEW YORK NY 102811048, NEW YORK, NY 10281-1048

October 2018: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionSAUGUS MA
Recording DateOct 2, 2018
Property Address16 RICHARDSON CIR, SAUGUS, MA 01906-1927
Document Number37056-436
Book / Page037056 / 000436
Instrument DateMar 10, 2017
Instrument2001710
Transaction TypeForeclosure
Record UpdatedOct 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,289.00 (-0.56%)$699,500 (+1.92%) Land $385,100 Building $308,500$744,391 (+8.69%)
2025$7,330.00 (+4.18%)$686,300 (+3.87%) Land $385,100 Building $301,200$684,855
2024$7,036.00 (+1.56%)$660,700 (+7.38%) Land $365,100 Building $295,600
2023$6,928.00$615,300 Land $334,100 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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