16 Richard St, Kankakee, IL 60901 Property Records

Kankakee County property record for 16 Richard St, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$77,000 (May 2017)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-15-414-003`

Property Details

APN / Parcel Number

Primary APN	`12-17-15-414-003`

Exterior

Lot Area	10,000 sqft (0.229 acres)

Location & Zoning

Street Address	16 RICHARD ST
City	KANKAKEE
State	IL
Zip	60901-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALDRON ACRES 1ST ADDN LOT 3 BLK 3 15-30-13W
Legal Subdivision	WALDRON ACRES 1ST ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANKAKEE IL
Township / Civil Division	AROMA
Census Block Group	1
Census Block	1036
Census Tract	11300

Owner

16 Richard St is owned and occupied by two individuals who bought it in May 2017.

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF KANKAKEE
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF KANKAKEE
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF KANKAKEE
May 2, 2017	Deed, Transfer STANDARD TITLE
May 2, 2017	Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006623
Date	Jun 18, 2020
Instrument	202006623

Lender

Name	PEOPLES BANK OF KANKAKEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807624
Date	Jul 16, 2018
Instrument	201807624

Lender

Name	PEOPLES BANK OF KANKAKEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006623
Date	Jun 18, 2020
Instrument	202006623

Lender

Name	PEOPLES BANK OF KANKAKEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	May 2, 2017
Property Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Document Number	201704695
Instrument Date	Apr 28, 2017
Instrument	201704695
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STANDARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RICHARD ST, KANKAKEE, IL 60901-6034

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	May 2, 2017
Property Address	16 RICHARD ST, KANKAKEE, IL 60901-6034
Document Number	0201704695
Instrument Date	Apr 28, 2017
Instrument	201704695
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STANDARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RICHARD ST, KANKAKEE, IL 60901-6034

Mortgage

Document Number	0201704696
Date	May 2, 2017
Instrument	201704696

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Richard St was $3,212 with a homeowner's exemption, up 0.1% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Aroma Township
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,212.00 (+0.09%)	$47,838 Land $6,417 Building $41,421	$143,514 Land $19,251 Building $124,263
2024	$3,209.00
2023		$41,798 Land $5,606 Building $36,192	$125,394 Land $16,818 Building $108,576
2022	$2,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Richard St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	55 (1979–2018)
Claims Outside the SFHA	7 of 55
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Richard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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