Cabarrus County property record for 16 Reed St NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 1913 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,000 (May 2017) |
| Tax Bill | $2,496 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 09 2765 |
| Primary APN | 5630 09 2765 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| Gross Area | 2,907 sqft |
| 1st Floor Area | 1,821 sqft |
| Upper Floors Area | 352 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 875 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 656 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 115439 |
|---|---|
| Street Address | 16 REED ST NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 32 J REED EST |
| Legal Subdivision | BROOKWOOD NORTH |
| Legal Lot Number | 32 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 42300 |
16 Reed St NE is owned and occupied by two individuals who bought it in May 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 REED ST NE, CONCORD, NC 28025-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on File |
| Deed Sale | May 9, 2017 · Amount on File |
| Prior Sale | Nov 10, 2014 · Amount on File |
| Deed Document Number | 201712480-0337 |
| Deed Book / Page | 12480 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 16 REED ST NE, CONCORD, NC 28025-3422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014403322 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 14403/322 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 9, 2017 |
| Property Address | 16 REED ST NE, CONCORD, NC 28025-3422 |
| Document Number | 12480337 |
| Book / Page | 012480 / 000337 |
| Instrument Date | May 9, 2017 |
| Instrument | 11601 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | STATEWIDE TITLE COMPANY, STATEWIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 REED ST NE CONCORD NC 280253422, CONCORD, NC 28025-3422 |
| Document Number | 124811 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 012481/000001 |
| Instrument | 11602 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,070 Land $52,000 Building $237,070 | ||
| 2024 | $289,070 (+41.28%) Land $52,000 Building $237,070 | ||
| 2023 | $2,496.00 | $204,610 Land $25,000 Building $179,610 | $204,610 Land $25,000 Building $179,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Reed St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Reed St NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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