16 Red Toad Rd, North East, MD 21901 Property Records

Cecil County property record for 16 Red Toad Rd, North East, MD 21901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft · built 1977
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 1991)
Tax Bill	$3,066 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-049504`

Property Details

APN / Parcel Number

Primary APN	`05-049504`
Alternative APNs	`5049504` `049504`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	170 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	049504
Street Address	16 RED TOAD RD
City	NORTH EAST
State	MD
Zip	21901-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	1.867 ACRE 16 RED TOAD ROAD W OF NORTH EAST
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	1
Census Block	1004
Census Tract	30907

Owner

16 Red Toad Rd is owned and occupied by two individuals who bought it in June 1991.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 RED TOAD RD, NORTH EAST, MD 21901-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1991 · Amount on File
Deed Sale	Jun 25, 1991 · Amount on File
Prior Sale	Apr 5, 1976 · Amount on File
Deed Book / Page	346 / 87
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	16 RED TOAD RD, NORTH EAST, MD 21901-2626
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RED TOAD RD, NORTH EAST, MD 21901-2626

Mortgage

Document Number	0049340219
Date	Jul 19, 2021
Book Page	4934/219

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 16 Red Toad Rd was $3,066 with a homeowner's exemption, up 3.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,066.00 (+3.55%) Homeowner's exemption	$321,400 Land $80,300 Building $241,100	$321,400 Land $80,300 Building $241,100
2025	$2,961.00 Homeowner's exemption
2023	$2,032.00 Homeowner's exemption	$247,400 Land $80,300 Building $167,100	$247,400 Land $80,300 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Red Toad Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Red Toad Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20