16 Ray Dr, Denver, PA 17517 Property Records

Lancaster County property record for 16 Ray Dr, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2026)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-59624-0-0000`

Property Details

APN / Parcel Number

Primary APN	`080-59624-0-0000`
Alternative APN	`0805P8 5 20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 RAY DR
City	DENVER
State	PA
Zip	17517-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	16 RAY DR
Legal Subdivision	MUDDY CREEK VILLAGE
Legal Lot Number	20
Jurisdiction	LANCASTER PA
Township / Civil Division	EAST COCALICO
Census Block Group	2
Census Block	2034
Census Tract	12501

Owner

16 Ray Dr is owned and occupied by an individual who bought it in June 2026.

Source: Lancaster County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16 RAY DR, DENVER, PA 17517-9235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jul 22, 2003 · Amount on File
Deed Document Number	202624672
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Jun 22, 2026
Property Address	16 RAY DR, DENVER, PA 17517-9235
Document Number	0000024673
Instrument Date	Jun 16, 2026
Instrument	202624673
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	PENN CHARTER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAY DR, DENVER, PA 17517-9235
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024673,
Date	Jun 22, 2026
Instrument	202624673

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 22, 2026
Property Address	16 RAY DR, DENVER, PA 17517-9235
Document Number	0000024672
Instrument Date	Jun 9, 2026
Instrument	202624672
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PENN CHARTER ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAY DR, DENVER, PA 17517-9235

Mortgage

Document Number	0000024673,
Date	Jun 22, 2026
Instrument	202624673

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	16 RAY DR, DENVER, PA 17517-9235
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAY DR, DENVER, PA 17517-9235

Mortgage

Document Number	20250040323
Date	Oct 10, 2025
Instrument	20250040323

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16 Ray Dr was $2,382 with a homeowner's exemption, up 5.6% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	East Cocalico Township
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,600 (-) Land $39,700 Building $50,900	$90,600 (-) Land $39,700 Building $50,900
2025	$2,382.00 (+5.59%) Homeowner's exemption	$90,600 (-) Land $39,700 Building $50,900	$90,600 Land $39,700 Building $50,900
2024	$2,256.00	$90,600 Land $39,700 Building $50,900
2018			$90,600 Land $39,700 Building $50,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Ray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Ray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Upward Broadband, Verizon.

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