Union County and Cranford Township property record for 16 Ramsgate Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,579 sqft · built 1965 |
| Lot Size | 0.36 acres (15,669 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $847,500 (Dec 2016) |
| Tax Bill | $22,179 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00162-0000-00032 |
| Primary APN | 03-00162-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,579 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 15,669 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1038000 |
|---|---|
| Street Address | 16 RAMSGATE RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 162 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records · APN 03-00162-0000-00032
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 RAMSGATE RD, CRANFORD, NJ 07016-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Feb 27, 2006 |
| Deed Book / Page | 6162 / 750 |
| Prior Transfer Date | Feb 17, 2006 |
| Prior Transfer Doc | 0055660720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 16 RAMSGATE RD, CRANFORD, NJ 07016-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 0147822163 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 14782/2163 |
| Instrument | 700340 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 16 RAMSGATE RD, CRANFORD, NJ 07016-1721 |
| Document Number | 0143050901 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 RAMSGATE ROAD RANFORD NEW JER CRANFORD NJ 07016, CRANFORD, NJ 07016 |
| Document Number | 0143050901 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 014305/000901 |
| Instrument | 643594 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,000 (-) Land $108,300 Building $197,700 | $306,000 (-) Land $108,300 Building $197,700 | |
| 2025 | $22,179.00 (+6.92%) | $306,000 (-) Land $108,300 Building $197,700 | $306,000 (-) Land $108,300 Building $197,700 |
| 2024 | $20,744.00 (+2.53%) | ||
| 2023 | $306,000 Land $108,300 Building $197,700 | $306,000 Land $108,300 Building $197,700 | |
| 2022 | $20,232.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 551 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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