16 Rams Head Rd, Cataumet, MA 02534 Property Records

Barnstable County and Bourne Town property record for 16 Rams Head Rd, Cataumet, MA 02534

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,845 sqft · built 1972
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Dec 2021)
Tax Bill	$15,846 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:49.0 P:11`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:49.0 P:11`
Alternative APNs	`M:049.0 P:011.00 D:01` `10532`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,845 sqft Living Area
Gross Area	5,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	10532
Street Address	16 RAMS HEAD RD
City	CATAUMET
State	MA
Zip	02534-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1026
Census Tract	14002

Owner

Source: Barnstable County and Bourne Town records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 PHILLIPS ST, D, BOSTON, MA 02114-3777
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Dec 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SUPREME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Book / Page	34772 / 88
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	0034772-88
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 RAMS HEAD RD, CATAUMET, MA 02534-1066
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033017-135
Date	Jun 25, 2020
Book Page	33017/135
Instrument	30882

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2027
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 RAMS HEAD RD, CATAUMET, MA 02534-1066
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032712-41
Date	Feb 25, 2020
Book Page	32712/41
Instrument	9462

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2027

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 22, 2021
Property Address	16 RAMS HEAD RD, CATAUMET, MA 02534-1066
Document Number	0034772-88
Book / Page	34772 / 88
Instrument Date	Dec 21, 2021
Instrument	82907
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 PHILLIPS ST # D, D, BOSTON, MA 02114-3777
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082908
Date	Dec 22, 2021
Instrument	82908

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,846.00 (+1.85%)	$2,029,000 (+4.59%) Land $1,294,700 Building $734,300
2024	$15,558.00 (+3.47%)	$1,939,900 (+13.66%) Land $1,233,000 Building $706,900
2023	$15,036.00	$1,706,700 Land $779,400 Building $927,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Nearby Flood Policies	198 in force
Nearby Flood Claims	236 (1978–2026)
Claims Outside the SFHA	15 of 236
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Tropical Storm Irene, Aug 2011 · 2 claims Hurricane Bob, Aug 1991 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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