16 Proger Rd, Rayland, OH 43943 Property Records

Jefferson County property record for 16 Proger Rd, Rayland, OH 43943

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$809 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-01378-000`

Property Details

APN / Parcel Number

Primary APN	`41-01378-000`
Alternative APN	`01378`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	16 PROGER RD
City	RAYLAND
State	OH
Zip	43943-7898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-4-24 6-B LAND .3069A MAP-41-24-8
Jurisdiction	JEFFERSON OH
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1019
Census Tract	12200

Owner

16 Proger Rd is owned and occupied by an individual.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	16 PROGER RD, RAYLAND, OH 43943-7898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 19, 2022	Warranty Deed, Transfer · Line of Credit BELMONT SAVINGS BANK
Aug 20, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	16 PROGER RD, RAYLAND, OH 43943-7898
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PROGER RD, RAYLAND, OH 43943-7898

Mortgage

Document Number	001543/383
Date	Mar 20, 2026
Book Page	1543/383
Instrument	411106

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Sep 19, 2022
Property Address	16 PROGER RD, RAYLAND, OH 43943-7898
Document Number	01514/1304
Book / Page	1514 / 1304
Instrument Date	Sep 16, 2022
Instrument	380448
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	SHOWCASE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PROGER RD, RAYLAND, OH 43943-7898

Mortgage

Document Number	0000380449
Date	Sep 19, 2022
Instrument	380449

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	16 PROGER RD, RAYLAND, OH 43943-7898
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1321/038
Date	Aug 20, 2018
Book Page	1321/038
Instrument	335833

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Credit Union
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Proger Rd was $809 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Warren Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00	$23,881 (-) Land $2,751 Building $21,130
2024	$809.00 Homeowner's exemption	$23,881 Land $2,751 Building $21,130	$68,230 Land $7,860 Building $60,370
2022	$615.00 Homeowner's exemption Senior Citizen's exemption	$12,586 Land $2,520 Building $10,066
2021			$35,960 Land $7,200 Building $28,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Proger Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Proger Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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