Essex County and Manchester-by-the-Sea Town property record for 16 Proctor St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 14 bd · 7.5 ba · 10,252 sqft · built 1890 |
| Lot Size | 5.59 acres (243,548 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $32,915 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0018 B:0000 L:0006 |
| Primary APN | MANC M:0018 B:0000 L:0006 |
|---|
| Bedrooms | 14 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 20 Rooms |
| Stories | 3 Stories |
| Building Area | 10,252 sqft Living Area |
| Gross Area | 16,711 sqft |
| Basement Area | 2,771 sqft |
| Unfinished Basement | 2,771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Mansion |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 243,548 sqft (5.59 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 PROCTOR ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Lot Number | 6 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 681 MAIN ST, 2-2, WALTHAM, MA 02451-0633 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2007 |
| Deed Sale | Dec 21, 2007 |
| Prior Sale | Dec 21, 2007 |
| Deed Book / Page | 27409 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 16 PROCTOR ST, MANCHESTER, MA 01944-1446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041312-399 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 41312/399 |
| Instrument | 20221121000550 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Dec 1, 2029 |
| Index | 1-Year CMT |
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,915.00 (+0.58%) | $3,597,300 (+2.78%) Land $1,950,500 Building $1,646,800 | $5,590,750 |
| 2024 | $32,724.00 (+0.26%) | $3,499,900 (+11.85%) Land $1,888,800 Building $1,611,100 | |
| 2023 | $32,638.00 | $3,129,200 Land $1,707,200 Building $1,422,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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