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16 Proctor St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 16 Proctor St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1963
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Jun 2026)
Tax Bill$3,420 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2025 Sale
Flood ZoneZone X (minimal risk)
APNDRAC M:16 L:144

Property Details

APN / Parcel Number

Primary APNDRAC M:16 L:144
Alternative APNs
  • M:0016 B:0000 L:0144
  • 64403

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
Gross Area721 sqft
1st Floor Area672 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number64403
Street Address16 PROCTOR ST
CityDRACUT
StateMA
Zip01826-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number144
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group4
Census Block4022
Census Tract314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 PROCTOR ST, DRACUT, MA 01826-2323
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Quit Claim Deed, Transfer · Conventional Mortgage
TOTAL MORTGAGE SERVICES
Aug 21, 2025Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleAug 21, 2025 · Amount on Record
Deed Document Number202618666
Deed Book / Page40129 / 276
Prior Transfer DateMay 28, 2026
Prior Transfer Doc0000018666
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJun 15, 2026
Property Address16 PROCTOR ST, DRACUT, MA 01826-2323
Document Number0000018666
Book / Page40129 / 276
Instrument DateMay 28, 2026
Instrument202618666
Transaction TypeTransfer
Record UpdatedJul 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address16 PROCTOR ST, DRACUT, MA 01826-2323

Mortgage

DateJun 15, 2026
Lender
NameTOTAL MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

August 2025: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionDRACUT MA
Recording DateAug 21, 2025
Property Address16 PROCTOR ST, DRACUT, MA 01826-2323
Document Number039470-101
Book / Page39470 / 101
Instrument DateAug 15, 2025
Instrument26368
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 LAKEVIEW AVE, LOWELL, MA 01850-1980

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,420.00 (+3.6%)$353,700 (+8.43%) Land $213,300 Building $140,400$371,165 (-)
2025$3,301.00 (+0.89%)$326,200 (+4.18%) Land $195,700 Building $130,500$371,165 (-2.93%)
2024$3,272.00 (+4.2%)$313,100 (+15.45%) Land $186,400 Building $126,700$382,375
2023$3,140.00$271,200 Land $162,000 Building $109,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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