16 Pinnacle Pl, Bunnell, FL 32110 Property Records

Flagler County property record for 16 Pinnacle Pl, Bunnell, FL 32110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,147 sqft · built 2022
Lot Size0.264 acres (11,482 sqft)
Owner2 Individual Names on File
Last Sale$371,990 (Oct 2022)
Tax Bill$5,313 (2025)
Deeds & MortgagesMar 2024 Mortgage
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-12-30-2974-00000-1140

Property Details

APN / Parcel Number

Primary APN02-12-30-2974-00000-1140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,147 sqft Living Area
1st Floor Area2,147 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,482 sqft (0.264 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16 PINNACLE PL
CityBUNNELL
StateFL
Zip32110-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND RESERVE PHASE 4 MB 40 PG 15 LOT 114
Legal SubdivisionGRAND RESERVE PHASE 4
Legal Lot Number114
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2005
Census Tract60218

Owner

Source: Flagler County records · APN 02-12-30-2974-00000-1140

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 PINNACLE PL, BUNNELL, FL 32110-3439
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Oct 20, 2023Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Oct 14, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Deed Document Number202250172
Deed Book / Page2728 / 1189
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address16 PINNACLE PL, BUNNELL, FL 32110-3439
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINNACLE PL, BUNNELL, FL 32110-3439

Mortgage

Document Number0028551687
DateMar 22, 2024
Book Page2855/1687
Instrument2024011911
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueNov 01, 2052

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address16 PINNACLE PL, BUNNELL, FL 32110-3439
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINNACLE PL, BUNNELL, FL 32110-3439

Mortgage

Document Number0028211014
DateOct 20, 2023
Book Page2821/1014
Instrument2023045936
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueNov 01, 2052

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateOct 14, 2022
Property Address16 PINNACLE PL, BUNNELL, FL 32110-3439
Document Number0027281189
Book / Page2728 / 1189
Map ReferenceMB 40 PG 15-19
Instrument DateOct 12, 2022
Instrument2022050172
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 29, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINNACLE PL # PI, PI, BUNNELL, FL 32110-3439

Mortgage

Document Number0027281190
DateOct 14, 2022
Instrument2728/1190
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBunnell City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,313.00 (-32.58%) Homeowner's exemption$285,818 (-5.08%) Land $44,000 Building $241,818$285,818 (-5.08%) Land $44,000 Building $241,818
2023$7,881.00 (+182.78%) Homeowner's exemption$301,120 (+652.8%) Land $44,000 Building $257,120$301,120 (+652.8%) Land $44,000 Building $257,120
2022$2,787.00$40,000 Land $40,000$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBUNNELL WATER PLANT
serves 3,507 people
Water SourceGroundwater
Last State InspectionJun 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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