16 Pinnacle Dr, Fort Thomas, KY 41075 Property Records

Campbell County property record for 16 Pinnacle Dr, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Lot Size0.137 acres (5,968 sqft)
Owner2 Trust Names on File
Last Sale$111,600 (Oct 2018)
Tax Bill$2,271 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN999-99-14-237.25

Property Details

APN / Parcel Number

Primary APN999-99-14-237.25

Exterior

Lot Area5,968 sqft (0.137 acres)
TerrainCombination

Location & Zoning

Old Parcel Number9999914237.25
Street Address16 PINNACLE DR
CityFORT THOMAS
StateKY
Zip41075-2182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PINNACLE AT HIGHLAND COUNTRY CLUB SEC 1 LOT 16 .1373 AC
Legal SubdivisionTHE PINNACLE AT HIGHLAND COUNTRY CL
Legal Phase1
Legal Lot Number16 1373
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group1
Census Block1006
Census Tract52800

Owner

16 Pinnacle Dr is owner-occupied and held in a trust since July 2024.

Source: Campbell County records, as of March 6, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU
Feb 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK & TRUST CO
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL ELECTRIC CU
Oct 10, 2018Grant Deed, Construction Loan
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 10, 2018 · Amount on File
Deed SaleOct 10, 2018 · Amount on File
Prior SaleOct 10, 2018 · Amount on File
Deed Document Number0005082002
Deed Book / Page000798 / 000318
Last Transfer DateJul 31, 2024
Transfer Doc0005353148
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182

Mortgage

Document Number0006019099
DateJan 28, 2026
Book PageM2482/646
Instrument6019099
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45242
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005165397
DateFeb 16, 2023
Book PageM2371/211
Instrument5165397
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term23 Months
DueJan 26, 2025

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005136738
DateJul 28, 2021
Book PageM2299/112
Instrument5136738
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

October 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCAMPBELL KY
Recording DateOct 10, 2018
Property Address16 PINNACLE DR, FORT THOMAS, KY 41075-2182
Document Number0005082002
Book / Page000798 / 000318
Instrument DateOct 2, 2018
Instrument5082002
Transaction TypeConstruction Loan
Record UpdatedNov 5, 2018
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount on Record
Tax$111.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINNACLE DR FORT THOMAS KY 410752182, FORT THOMAS, KY 41075-2182

Mortgage

Document Number5082003
DateOct 10, 2018
Book Page002161/000104
Instrument5082003
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
AmountAmount on Record
Term360 Months
DueOct 9, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 Pinnacle Dr was $2,271.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,271.00$615,600 Land $111,600 Building $504,000$615,600 Land $111,600 Building $504,000
2023$2,431.00 (-2.49%)$615,600 (-) Land $111,600 Building $504,000$615,600 (-) Land $111,600 Building $504,000
2022$2,493.00$615,600 Land $111,600 Building $504,000$615,600 Land $111,600 Building $504,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Pinnacle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Pinnacle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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