16 Pine Trl, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 16 Pine Trl, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,370 sqft · built 1970
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2011)
Tax Bill	$13,565 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372200 44.6-2-49`

Property Details

APN / Parcel Number

Primary APN	`372200 44.6-2-49`
Alternative APNs	`220004400600020490000000` `105400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,380 sqft
2nd Floor Area	660 sqft
Upper Floors Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Waterfront
Porch	Covered Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	105400
Street Address	16 PINE TRL
City	CARMEL
State	NY
Zip	10512-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	MAP OF PORTION OF PREMISES OWNED
Legal Block	2
Legal Lot Number	49.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3011
Census Tract	10400

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 PINE TRL, CARMEL, NY 10512-5738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST COMPANY
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2011 · Amount on Record
Deed Sale	May 9, 2011 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Book / Page	1875 / 68
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	16 PINE TRL, CARMEL, NY 10512-5738
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE TRL, CARMEL, NY 10512-5738

Mortgage

Document Number	0072200083
Date	Dec 14, 2020
Book Page	7220/83
Instrument	11111-2020

Lender

Name	MANUFACTURERS AND TRADERS TRUST COMPANY
Type	Non-Lending Institution
Address	CARMEL, NY 10512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	16 PINE TRL, CARMEL, NY 10512-5738
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE TRL, CARMEL, NY 10512-5738

Mortgage

Document Number	0071410211
Date	Aug 31, 2020
Book Page	7141/211
Instrument	6839-2020

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	16 PINE TRL, CARMEL, NY 10512-5738
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE TRL, CARMEL, NY 10512-5738

Mortgage

Document Number	0075640082
Date	Jan 14, 2022
Book Page	7564/82
Instrument	557-2022

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 2, 2020
Property Address	16 PINE TRL, CARMEL, NY 10512-5738
Document Number	0021500290
Book / Page	002150 / 000290
Instrument Date	Feb 20, 2020
Instrument	1741
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE TRL CARMEL NY 105125738, CARMEL, NY 10512-5738

Mortgage

Document Number	70420175
Date	Mar 2, 2020
Book Page	007042/000175
Instrument	1742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,000 (+52.89%) Land $70,500 Building $419,500	$490,000 (+5.19%) Land $70,500 Building $419,500
2024	$13,565.00
2023		$320,500 (-) Land $17,700 Building $302,800	$465,843 (+21.66%) Land $25,727 Building $440,116
2022		$320,500 Land $17,700 Building $302,800	$382,915 Land $21,147 Building $361,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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