16 Pine Tree Dr, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 16 Pine Tree Dr, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1957
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2024)
Tax Bill	$7,490 (2026)
Deeds & Mortgages	Jan 2024 Refinance Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 97.00-1-76`

Property Details

APN / Parcel Number

Primary APN	`493089 97.00-1-76`
Alternative APNs	`308909700000010760000000` `00000010579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	226,512 sqft (5.2 acres)
Lot Dimensions	730 ft deep x 358 ft wide
Garage Type	Basement

Exterior Amenities

Pool Area	800 sqft
Porch	Patio
Porch Area	288 sqft
Canopy	197 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000010579
Street Address	16 PINE TREE DR
City	OWEGO
State	NY
Zip	13827-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	76.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2006
Census Tract	20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1613 VAN COUVER ST, WINCHESTER, VA 22601-3228
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance OPM LENDING LLC
Nov 16, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage OPM LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	20244375
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	16 PINE TREE DR, OWEGO, NY 13827-4253
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000000211
Date	Jan 23, 2024
Instrument	20240-00000211

Lender

Name	OPM LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TIOGA NY
Recording Date	Nov 16, 2023
Property Address	16 PINE TREE DR, OWEGO, NY 13827-4253
Document Number	2023000004243
Instrument Date	Nov 1, 2023
Instrument	20230-00004243
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26221 HUNGRY HARBOR RD, ROSEDALE, NY 11422-3016

Mortgage

Document Number	2024000000211
Date	Nov 16, 2023
Instrument	20240-00000211

Lender

Name	OPM LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Newark Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,490.00 (-34.54%)
2025	$11,442.00 (+325.04%)	$149,570 (+10.38%) Land $10,900 Building $138,670	$286,258 (+14.08%) Land $20,861 Building $265,397
2023		$135,500 (-) Land $10,900 Building $124,600	$250,926 (+14.82%) Land $20,185 Building $230,741
2022		$135,500 Land $10,900 Building $124,600	$218,548 Land $17,581 Building $200,967
2019	$2,692.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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