16 Pine St, Poquoson, VA 23662 Property Records

Poquoson City property record for 16 Pine St, Poquoson, VA 23662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1949
Lot Size	0.133 acres (5,795 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Jun 2021)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Nov 2015 Refinance + 3 more
APN	`21-01-00-0060`

Property Details

APN / Parcel Number

Primary APN	`21-01-00-0060`
Alternative APN	`2928`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Architectural Style	Cottage
Exterior Material	Vinyl
Foundation Type	Block
Roof Material	Shingle
Lot Area	5,795 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	2928
Street Address	16 PINE ST
City	POQUOSON
State	VA
Zip	23662-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PLAT PROP MARVIN R & HELEN G HOLLOWAY (DB 496/PG 26)
Legal Subdivision	3403 CENSUS TRACT
Legal Lot Number	60
Jurisdiction	POQUOSON CITY VA
Township / Civil Division	POQUOSON
Census Block Group	2
Census Block	2000
Census Tract	340300

Owner

16 Pine St is owned and occupied by an individual who bought it in June 2021.

Source: Poquoson City records, as of November 3, 2025

Owner of Record	Individual Name on File
Mailing Address	16 PINE ST, POQUOSON, VA 23662-1842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2007	Deed of Trust, Mortgage · ARM ACCREDITED HOME LENDERS I
Nov 19, 2015	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA NATIONSTAR MORTGAGE LLC
Jan 29, 2009	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE C
Jul 29, 2008	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE C
Apr 4, 2005	Warranty Deed, Transfer · Conventional Mortgage DECISION ONE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Apr 4, 2005 · Amount on File
Deed Document Number	210011743
Prior Transfer Date	Jul 5, 2016
Prior Transfer Doc	160010833
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	16 PINE ST, POQUOSON, VA 23662-1842
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000700/929
Date	Jan 11, 2007
Book Page	700/929

Lender

Name	ACCREDITED HOME LENDERS I

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2010

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	16 PINE ST, POQUOSON, VA 23662-1842
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150021499
Date	Nov 19, 2015
Instrument	150021499

Lender

Name	VIRGINIA NATIONSTAR MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	16 PINE ST, POQUOSON, VA 23662-1842
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/1657
Date	Jan 29, 2009
Book Page	900/1657

Lender

Name	FIRST GUARANTY MORTGAGE C

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POQUOSON CITY VA
Property Address	16 PINE ST, POQUOSON, VA 23662-1842
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0800/17526
Date	Jul 29, 2008
Book Page	800/17526

Lender

Name	FIRST GUARANTY MORTGAGE C

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POQUOSON CITY VA
Recording Date	Apr 4, 2005
Property Address	16 PINE ST, POQUOSON, VA 23662-1842
Document Number	05000/5891
Book / Page	5000 / 5891
Instrument Date	Mar 22, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050005892
Date	Apr 4, 2005
Instrument	5000/5892

Lender

Name	DECISION ONE MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 Pine St was $1,919.

Source: Poquoson City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Poquoson City
Unified School District	Poquoson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00	$168,400 Land $61,100 Building $107,300	$168,400 Land $61,100 Building $107,300
2023	$1,780.00	$160,400 Land $41,400 Building $119,000	$160,400 Land $41,400 Building $119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Pine St; there have been 533 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 244 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	244 in force
Nearby Flood Claims	533 (1978–2025)
Claims Outside the SFHA	2 of 533
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Irene, Aug 2011 · 39 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 140 claims Hurricane Isabel, Sep 2003 · 233 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Pine St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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