16 Pine St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 16 Pine St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	11 bd · 4 ba · 6,054 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Tax Bill	$7,288 (2025)
Deeds & Mortgages	Sep 2022 Refinance Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:117 B:033 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:117 B:033 L`

Interior

Bedrooms	11 Beds
Full Baths	4 Baths
Units	4 Units
Stories	2 Stories
Building Area	6,054 sqft Living Area
Gross Area	9,383 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 PINE ST
City	FRANKLIN
State	NH
Zip	03235-1837
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3W&S
Legal Block	33
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3018
Census Tract	43001

Owner

Source: Merrimack County and Franklin City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36 GOVERNOR DINSMORE RD, WINDHAM, NH 03087-1227
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NHFA
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Oct 1, 2018	Warranty Deed, Transfer OPTIMA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	16 PINE ST, FRANKLIN, NH 03235-1837
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018317
Date	Sep 22, 2022
Book Page	3806/1376
Instrument	202200018317

Lender

Name	NHFA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	16 PINE ST, FRANKLIN, NH 03235-1837
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015617
Date	Aug 11, 2022
Book Page	3802/299
Instrument	202200015617

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Oct 1, 2018
Property Address	16 PINE ST, FRANKLIN, NH 03235-1837
Document Number	0036092637
Book / Page	003609 / 002637
Instrument Date	Sep 28, 2018
Instrument	17759
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 GOVERNOR DINSMORE RD WINDHAM NH 03087, WINDHAM, NH 03087

Mortgage

Document Number	36092639
Date	Oct 1, 2018
Book Page	003609/002639
Instrument	17760

Lender

Name	OPTIMA BK&TR
Type	Bank
Address	PORTSMOUTH, NH 03801

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,288.00 (+20.68%)	$413,400 (+66.96%) Land $70,300 Building $343,100
2022	$6,039.00	$247,600 Land $57,500 Building $190,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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