16 Pine Ridge Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 16 Pine Ridge Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,145 sqft · built 1975
Lot Size	0.337 acres (14,670 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2009)
Tax Bill	$4,347 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33A B:D06`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33A B:D06`
Alternative APN	`33AD06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,145 sqft Living Area
Gross Area	2,929 sqft
1st Floor Area	1,104 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,670 sqft (0.337 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	33AD06
Street Address	16 PINE RIDGE DR
City	OXFORD
State	MA
Zip	01540-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	PINE RDG ESTATES
Legal Block	D06
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2018
Census Tract	753100

Owner

16 Pine Ridge Dr is owned and occupied by an individual who bought it in May 2009.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 PINE RIDGE DR, OXFORD, MA 01540-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2009 · Amount on File
Deed Sale	May 1, 2009 · Amount on File
Prior Sale	Jun 29, 2000 · Amount on File
Deed Document Number	200947016
Deed Book / Page	44172 / 1
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Recording Date	Jul 2, 2026
Property Address	16 PINE RIDGE DR, OXFORD, MA 01540-1908
Document Number	0000055230
Book / Page	73819 / 166
Instrument Date	Jun 21, 2026
Instrument	202655230
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE RIDGE DR, OXFORD, MA 01540-1908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055230,
Date	Jul 2, 2026
Book Page	73819/166
Instrument	202655230

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	16 PINE RIDGE DR, OXFORD, MA 01540-1908
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065468-248
Date	Jun 25, 2021
Book Page	65468/248
Instrument	88214

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	16 PINE RIDGE DR, OXFORD, MA 01540-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60649-48
Date	Jul 1, 2019
Book Page	60649/48
Instrument	62954

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16 Pine Ridge Dr was $4,347, up 9,148.9% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,347.00 (+9,148.94%)	$355,400 (-5.7%) Land $76,400 Building $279,000	$414,461 (+11.78%)
2025	$47.00 (-98.96%)	$376,900 (+12.64%) Land $87,900 Building $289,000	$370,785
2024	$4,510.00 (+1.49%)	$334,600 (+2.7%) Land $81,600 Building $253,000
2023	$4,444.00	$325,800 Land $72,800 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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