North Kingstown Town property record for 16 Pierce Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,842 sqft · built 1995 |
| Lot Size | 0.722 acres (31,442 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 1996) |
| Tax Bill | $6,283 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:020 B:038 |
| Primary APN | NKIN M:020 B:038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 3,597 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,442 sqft (0.722 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19254 |
|---|---|
| Street Address | 16 PIERCE RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 38 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50402 |
16 Pierce Rd is owned and occupied by an individual who bought it in March 1996.
Source: North Kingstown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 PIERCE RD, SAUNDERSTOWN, RI 02874-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 1996 · Amount on File |
| Deed Sale | Mar 14, 1996 · Amount on File |
| Deed Book / Page | 972 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 16 PIERCE RD, SAUNDERSTOWN, RI 02874-3418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3396-264 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3396/264 |
| Instrument | 2392 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 16 PIERCE RD, SAUNDERSTOWN, RI 02874-3418 |
| Document Number | 3236-1 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 PIERCE RD SAUNDERSTOWN RI 028743418, SAUNDERSTOWN, RI 02874-3418 |
| Document Number | 3236-1 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 003236/000001 |
| Instrument | 5072 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 16 PIERCE RD, SAUNDERSTOWN, RI 02874-3418 |
| Document Number | 3066-18 |
| Book / Page | 003066 / 000018 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 16 PIERCE RD SAUNDERSTOWN RI 028743418, SAUNDERSTOWN, RI 02874-3418 |
| Document Number | 3066-18 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 003066/000018 |
| Instrument | 3304 |
| Name | BANK OF NEWPORT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 16 Pierce Rd was $6,283.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,283.00 | $569,100 Land $243,000 Building $326,100 | $618,068 |
| 2023 | $6,847.00 | $477,500 Land $200,900 Building $276,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Pierce Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Pierce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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